Cost of Living in Petroleum County, Montana

$769/mo
Median Monthly Rent
$173,700
Median Home Value

At a Glance

Median Monthly Rent
$769/mo
7% below state average
Median Home Value
$173,700
38% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Petroleum County Compares

Median monthly rent comparison

Petroleum County$769/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$769/mo
Median Gross Rent
$173,700
Median Home Value
$600/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Petroleum County ranks #3 of 3,144 counties for affordability (top 0%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Petroleum County, Montana

Petroleum County: affordable rents, tight incomes

Petroleum County's rent-to-income ratio of 15.6% sits just below the national average, despite a median household income of $59,318 that trails the U.S. median by $15,437. Renters here enjoy relatively manageable housing costs at $769 monthly, giving the county a surprising affordability advantage despite lower wages.

Nearly matches Montana's affordability baseline

Petroleum County's 15.6% rent-to-income ratio sits just beneath Montana's 15.9% state average, making it one of the state's more balanced housing markets. The median rent of $769 runs notably below the state median of $825, offering renter-friendly conditions.

Most affordable rents in the region

Petroleum County's $769 median rent undercuts Musselshell County ($865) by $96 and Park County ($927) by $158, making it the rental bargain of the cluster. Despite similar incomes, Petroleum County renters stretch their dollars furthest here—a meaningful advantage in rural Montana.

Renters and owners share similar burden

Petroleum County renters pay $769 monthly (15.6% of median household income of $59,318), while homeowners spend $600 monthly (12.1% of income). This county uniquely distributes housing costs equitably: both renters and owners maintain manageable expense ratios compared to state and national patterns.

Petroleum County's rental value stands out

If affordable rents are your priority, Petroleum County delivers at $769 monthly—among the lowest in rural Montana while maintaining median home values around $173,700. Compare this value to pricier Park County or consider Powder River County's even lower rents for maximum savings.

Cost of Living Advisory: Petroleum County

Affordability Verdict

Petroleum County is affordable for renters, with a median gross rent of $769/month representing approximately 15.6% of median household income. The rent burden (GRAPI) stands at 19.0%.

Rent vs. Own

The median rent in Petroleum County is $769/month, while owner costs run $600/month. Owning saves approximately $169/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,760/year. For owner costs at the 28% rule, the required income is roughly $25,714/year. With a median household income of $59,318, most households can comfortably afford rent here. Notably, 19.0% of renter households in Petroleum County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Montana, Petroleum County is less affordable than Dawson County by roughly 7% ($769/mo vs $823/mo).

Affordability Calculator

See how your income compares to housing costs in Petroleum County

$

Rent Burden

15.6%

of gross income

Max Housing (28% Rule)

$1,384

per month

Owner Cost Burden

12.1%

of gross income

The median home in Petroleum County may be a stretch

Median home value is $173,700. Estimated monthly cost: $1,387 vs. your max of $1,384.

Rent Affordability Guide

Your rent-to-income ratio15.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,318Needed: $30,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,318Needed: $25,714
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,318Needed: $40,425

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Petroleum County, Montana?
Petroleum County, Montana has a median monthly rent of $769/mo and a median home value of $173,700. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Petroleum County?
The median gross rent in Petroleum County is $769/mo. This is 7% below state average for Montana.
Is Petroleum County affordable?
Petroleum County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Petroleum County's rent compare to the state average?
Petroleum County's median rent of $769/mo is 7% below state average of $825/mo for Montana.
What is the median home value in Petroleum County?
The median home value in Petroleum County, Montana is $173,700. This is 38% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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