Cost of Living in Jefferson County, Oregon
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jefferson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jefferson County, Oregon
Jefferson County's rare affordability advantage
Jefferson County renters spend just 15.7% of their income on housing, one of Oregon's best rates and well below the national average. With median household income of $73,051 and $957 monthly rent, residents enjoy strong affordability even while earning slightly below the national median.
Oregon's hidden affordability gem
Jefferson County's rent-to-income ratio of 15.7% ranks it among Oregon's most affordable counties, beating the state average of 19.4% by more than 3 percentage points. Median rent of $957 runs $180 below the state average, making it a standout bargain in Oregon's housing landscape.
Better value than all nearby mountain counties
Jefferson's $957 rent undercuts Deschutes ($1,674), Hood River ($1,381), and Jackson ($1,310), while remaining cheaper than Gilliam ($1,084). For a county adjacent to Oregon's recreation heartland, Jefferson delivers exceptional rental affordability relative to its peers.
Renting far cheaper than owning here
Jefferson County households earning $73,051 annually spend $957 on rent (15.7% of income) but $1,222 on owner costs (20.0% of income). Renting holds a clear financial advantage, with homeownership costing significantly more despite the county's moderate home values of $339,200.
Mountain proximity with affordability advantage
Jefferson County offers a smart option for those seeking central Oregon access at Deschutes-light prices—rents run $717/month cheaper while you remain close to skiing and outdoor recreation. Compare this $957 rent to neighboring mountain counties if you value affordability alongside proximity to amenities.
Affordability Calculator
See how your income compares to housing costs in Jefferson County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$1,705
per month
Owner Cost Burden
20.1%
of gross income
The median home in Jefferson County may be a stretch
Median home value is $339,200. Estimated monthly cost: $2,708 vs. your max of $1,705.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.