Cost of Living in McLeod County, Minnesota

$906/mo
Median Monthly Rent
$233,400
Median Home Value

At a Glance

Median Monthly Rent
$906/mo
1% below state average
Median Home Value
$233,400
17% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McLeod County Compares

Median monthly rent comparison

McLeod County$906/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$906/mo
Median Gross Rent
$233,400
Median Home Value
$1,187/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

McLeod County ranks #1,593 of 3,144 counties for affordability (bottom 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in McLeod County, Minnesota

McLeod County punches above its weight

McLeod County renters spend 13.9% of income on housing, beating the national average of 14.5% despite higher median rents. At $78,468, the median household income exceeds the national median of $74,755, creating favorable conditions for both renters and homebuyers.

McLeod County leads in income and value

McLeod County's 13.9% rent-to-income ratio sits slightly below Minnesota's state average of 14.5%, with the highest median household income ($78,468) among the eight counties profiled. The median home value of $233,400 reflects stronger property market conditions than regional peers.

McLeod County offers premium positioning

At $906 monthly rent, McLeod County is pricier than most rural neighbors, but the significantly higher median income of $78,468 makes housing costs proportionally manageable. The median home value of $233,400 is the second-highest in the group, reflecting stronger market conditions.

Strong income supports housing investments

Renters allocate $906 monthly and homeowners pay $1,187 on a median household income of $78,468, consuming 13.9% and 18.1% of income respectively. Owner costs are elevated, but the robust income base allows homeowners to manage this burden more comfortably than lower-income neighbors.

McLeod County for ambitious homebuyers

With strong incomes and vibrant housing market conditions, McLeod County suits professionals and established families ready to invest in homeownership. Compare this profile's higher prices and incomes to other Minnesota counties to ensure it aligns with your financial capacity.

Cost of Living Advisory: McLeod County

Affordability Verdict

Housing in McLeod County is affordable. The median rent is $906/month against a median household income of $78,468, putting rent at 13.9% of income.

Rent vs. Own

The median rent in McLeod County is $906/month, while owner costs run $1,187/month. Renting saves approximately $281/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,240/year. For owner costs at the 28% rule, the required income is roughly $50,871/year. With a median household income of $78,468, most households can comfortably afford rent here. Notably, 24.0% of renter households in McLeod County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Minnesota, McLeod County is more affordable than Pope County by roughly 6% ($906/mo vs $851/mo).

Affordability Calculator

See how your income compares to housing costs in McLeod County

$

Rent Burden

13.9%

of gross income

Max Housing (28% Rule)

$1,831

per month

Owner Cost Burden

18.2%

of gross income

The median home in McLeod County may be a stretch

Median home value is $233,400. Estimated monthly cost: $1,863 vs. your max of $1,831.

Rent Affordability Guide

Your rent-to-income ratio13.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,468Needed: $36,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,468Needed: $50,871
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,468Needed: $54,319

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in McLeod County, Minnesota?
McLeod County, Minnesota has a median monthly rent of $906/mo and a median home value of $233,400. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in McLeod County?
The median gross rent in McLeod County is $906/mo. This is 1% below state average for Minnesota.
Is McLeod County affordable?
McLeod County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McLeod County's rent compare to the state average?
McLeod County's median rent of $906/mo is 1% below state average of $915/mo for Minnesota.
What is the median home value in McLeod County?
The median home value in McLeod County, Minnesota is $233,400. This is 17% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in McLeod County, Minnesota? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in McLeod County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.