Cost of Living in Kay County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Kay County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kay County ranks #1,119 of 3,142 counties for affordability (top 36%)
Sourced county brief
Kay County Median Gross Rent Aligns with State Median
In Kay County, the median gross rent is $842 per month, which is $3 higher than the Oklahoma unweighted county mean of $839. The official ACS B25071 median gross rent as a percentage of household income is 25.2%. This figure is 1.4 percentage points lower than the state unweighted county mean of 26.6%. Homeowners in the county have a median selected monthly owner cost of $712, while the median home value is $124,700. This valuation is $27,313 below the Oklahoma unweighted county mean of $152,013. The median income for renter households was reported at $43,113. These statistics represent a snapshot of the housing landscape across different tenure types. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Kay County
Affordability Verdict
ACS B25071 estimates median gross rent at 25.2% of renter household income in Kay County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $842 per month; median selected monthly owner costs are $712. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $33,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Kay County's $842 median is 0.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Kay County
Rent Burden
17.3%
of gross income
Max Housing (28% Rule)
$1,363
per month
Owner Cost Burden
14.6%
of gross income
You can likely afford the median home in Kay County
Median home value is $124,700. Estimated monthly cost: $996 vs. your max of $1,363.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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