Cost of Living in Jackson County, Oklahoma

$865/mo
Median Monthly Rent
$145,000
Median Home Value

At a Glance

Median Monthly Rent
$865/mo
6% above state average
Median Home Value
$145,000
49% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$865/mo
Oklahoma Average$814/mo
National Median$1,163/mo

Detailed Housing Stats

$865/mo
Median Gross Rent
$145,000
Median Home Value
$850/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Jackson County ranks #2,763 of 3,144 counties for affordability (bottom 12%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Jackson County, Oklahoma

Jackson County rents vs national affordability

Jackson County residents spend 16.9% of income on rent, slightly below the national average, making it one of Oklahoma's more affordable rental markets. The median household income of $61,497 lags the national median of $74,755, but the $865 monthly rent burden remains manageable compared to higher-cost metros nationwide.

Middle of the pack in Oklahoma

Jackson County's 16.9% rent-to-income ratio ranks it better than the state average of 17.0%, placing it among the more affordable Oklahoma counties. With median rent at $865—$51 above the state average of $814—the county maintains reasonable housing costs relative to local wages.

Jackson's housing costs in regional context

Jackson County's $865 rent sits between Kingfisher County ($915) to the north and Jefferson County ($588) to the south, reflecting moderate regional variation. Owner costs of $850/month and a median home value of $145,000 position Jackson as a middle option among its Oklahoma neighbors.

How Jackson incomes meet housing needs

Renters in Jackson County pay $865/month while homeowners spend $850/month on mortgages, both drawing from a median household income of $61,497. Together, housing consumes roughly 29–33% of household budgets when both rents and mortgages are considered, leaving room for other expenses.

Considering a move to Jackson County?

Jackson County offers below-state-average rental affordability with median incomes near $62,000 and modest owner costs around $850/month. If you're relocating from a higher-cost state or county, this region rewards work-from-home professionals and retirees seeking lower housing burdens.

Cost of Living Advisory: Jackson County

Affordability Verdict

Jackson County is affordable for renters, with a median gross rent of $865/month representing approximately 16.9% of median household income. The rent burden (GRAPI) stands at 23.0%.

Rent vs. Own

The median rent in Jackson County is $865/month, while owner costs run $850/month. Owning saves approximately $15/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,600/year. For owner costs at the 28% rule, the required income is roughly $36,429/year. With a median household income of $61,497, most households can comfortably afford rent here. Notably, 23.0% of renter households in Jackson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Okmulgee County where rent averages $811/month, Jackson County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,435

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Jackson County

Median home value is $145,000. Estimated monthly cost: $1,158 vs. your max of $1,435.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,497Needed: $34,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,497Needed: $36,429
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,497Needed: $33,745

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jackson County, Oklahoma?
Jackson County, Oklahoma has a median monthly rent of $865/mo and a median home value of $145,000. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $865/mo. This is 6% above state average for Oklahoma.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $865/mo is 6% above state average of $814/mo for Oklahoma.
What is the median home value in Jackson County?
The median home value in Jackson County, Oklahoma is $145,000. This is 49% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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