Cost of Living in Blaine County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Blaine County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Blaine County ranks #2,183 of 3,144 counties for affordability (bottom 31%)
Data Story
About Cost of Living in Blaine County, Oklahoma
Blaine matches Oklahoma's affordability baseline
Blaine County's 17.0% rent-to-income ratio exactly mirrors Oklahoma's state average, with $842 monthly rent eating a standard slice of the $59,304 median income. The county sits squarely in the middle of national affordability ranges for rural areas.
Right at Oklahoma's statewide average
At 17.0%, Blaine's rent-to-income ratio perfectly matches Oklahoma's state average, making it a benchmark county for the region. The $842 rent is higher than the state average of $814, offset by a stronger median income of $59,304.
Higher rent, higher income balance
Blaine's $842 monthly rent is the second-highest in the region after Beckham County at $821, yet its $59,304 income provides better cushioning. The $649 owner cost remains competitive for someone seeking to buy.
Blaine's housing split favors homebuyers
Renters pay $842 monthly (17.0% of income) while owners pay $649 (13.1% of income), creating a significant advantage for those who can purchase. Combined, typical housing consumes roughly 30% of Blaine's median household income.
Blaine rewards first-time homebuyers
If you're ready to buy, Blaine's $649 monthly cost and $126,200 median home value make it an attractive option. Renters should note the $842 rate and compare it against cheaper nearby counties like Adair or Alfalfa.
Cost of Living Advisory: Blaine County
Affordability Verdict
Blaine County offers affordable rental housing at a median of $842/month — about 17.0% of the typical household income here.
Rent vs. Own
Renters in Blaine County pay $842/month on average, compared to $649/month for homeowners. This market favors buyers by about 23%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,680/year. For owner costs at the 28% rule, the required income is roughly $27,814/year. With a median household income of $59,304, most households can comfortably afford rent here. Notably, 21.0% of renter households in Blaine County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Harper County where rent averages $791/month, Blaine County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Blaine County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,384
per month
Owner Cost Burden
13.1%
of gross income
You can likely afford the median home in Blaine County
Median home value is $126,200. Estimated monthly cost: $1,007 vs. your max of $1,384.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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