Cost of Living in Miami County, Ohio

$942/mo
Median Monthly Rent
$209,200
Median Home Value
8% above state averageUnaffordable

At a Glance

Median Monthly Rent
$942/mo
8% above state average
Median Home Value
$209,200
26% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Miami County Compares

Median monthly rent comparison

Miami County$942/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$942/mo
Median Gross Rent
$209,200
Median Home Value
$1,053/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Miami County, Ohio

Miami County matches national affordability

Miami County renters spend 15.2% of their income on housing—just above the national 15% threshold—while earning just $580 below the U.S. median. This county represents middle-of-the-road affordability for American renters.

Slightly above Ohio's affordability average

Miami County's 15.2% rent-to-income ratio sits just slightly above Ohio's 15.6% state average, placing it near the middle of the state's affordability rankings. At $942 median rent with $74,175 in median income, Miami offers fairly typical Ohio affordability.

Middle ground in regional comparison

Miami County's $942 rent is nearly identical to Madison County's ($944) but both counties have stronger affordability than struggling Marion ($850 rent with lower wages). Miami offers steady, unremarkable affordability compared to its peers.

Miami's balanced housing picture

The median Miami County household earning $74,175 annually pays $942 on rent or $1,053 on mortgage costs monthly. Renters allocate 15.2% of income to housing while homeowners spend 17%—reasonable costs for a county matching national wage averages.

Miami County suits mainstream relocators

If you're relocating to Ohio with average income expectations, Miami County delivers straightforward affordability without special advantages or drawbacks. Compare it side-by-side against more affordable options like Mercer or higher-wage alternatives like Medina before deciding.

Affordability Calculator

See how your income compares to housing costs in Miami County

$

Rent Burden

15.2%

of gross income

Max Housing (28% Rule)

$1,731

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Miami County

Median home value is $209,200. Estimated monthly cost: $1,670 vs. your max of $1,731.

Rent Affordability Guide

Your rent-to-income ratio15.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Miami County, Ohio?
Miami County, Ohio has a median monthly rent of $942/mo and a median home value of $209,200. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Miami County?
The median gross rent in Miami County is $942/mo. This is 8% above state average for Ohio.
Is Miami County affordable?
Miami County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Miami County's rent compare to the state average?
Miami County's median rent of $942/mo is 8% above state average of $873/mo for Ohio.
What is the median home value in Miami County?
The median home value in Miami County, Ohio is $209,200. This is 26% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.