Cost of Living in Garland County, Arkansas

$942/mo
Median Monthly Rent
$176,400
Median Home Value
24% above state averageUnaffordable

At a Glance

Median Monthly Rent
$942/mo
24% above state average
Median Home Value
$176,400
37% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Garland County Compares

Median monthly rent comparison

Garland County$942/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$942/mo
Median Gross Rent
$176,400
Median Home Value
$755/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Garland County, Arkansas

Garland County housing pinches harder than most

At 20.4%, Garland County's rent-to-income ratio exceeds the national affordability threshold by 3 percentage points, meaning renters here carry a heavier housing burden than the typical American household. The median household income of $55,409 puts the county well below the national average of $74,755, while median rent of $942 per month runs $182 above Arkansas's state average.

Garland ranks among Arkansas's least affordable counties

With a rent-to-income ratio of 20.4%, Garland County significantly outpaces the state average of 18.1%, placing it in the higher-cost tier across Arkansas. This means Garland households allocate a larger share of income to rent than most Arkansans.

Garland rents lead the region—and the price tag shows

At $942 per month, Garland's median rent tops most neighboring counties in this central Arkansas cluster, including Greene ($852), Independence ($814), and Hot Spring ($763). Median home values ($176,400) also run considerably higher, reflecting Garland's position as a regional economic hub.

Renters shoulder the heaviest burden in Garland

With a median household income of $55,409, renters in Garland County dedicate 20.4% of their earnings—$942 per month—to rent, well above the 15% comfort threshold. Homeowners fare somewhat better, paying $755 monthly on properties valued near $176,400, but overall housing consumes roughly one-third of household budgets.

Garland offers urban amenities—at a premium

Garland County's higher costs reflect its regional prominence and diverse economy, making it ideal for those seeking more urban amenities and job opportunities. If affordability is your priority, compare these numbers to quieter neighboring counties before committing to the move.

Affordability Calculator

See how your income compares to housing costs in Garland County

$

Rent Burden

20.4%

of gross income

Max Housing (28% Rule)

$1,293

per month

Owner Cost Burden

16.4%

of gross income

The median home in Garland County may be a stretch

Median home value is $176,400. Estimated monthly cost: $1,408 vs. your max of $1,293.

Rent Affordability Guide

Your rent-to-income ratio20.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Garland County, Arkansas?
Garland County, Arkansas has a median monthly rent of $942/mo and a median home value of $176,400. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Garland County?
The median gross rent in Garland County is $942/mo. This is 24% above state average for Arkansas.
Is Garland County affordable?
Garland County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Garland County's rent compare to the state average?
Garland County's median rent of $942/mo is 24% above state average of $760/mo for Arkansas.
What is the median home value in Garland County?
The median home value in Garland County, Arkansas is $176,400. This is 37% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.