Cost of Living in Harrison County, Ohio
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Harrison County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Harrison County ranks #1,142 of 3,144 counties for affordability (top 36%)
Data Story
About Cost of Living in Harrison County, Ohio
Harrison's rent burden outpaces nation
Harrison County's 16.8% rent-to-income ratio exceeds the national average, meaning renters here dedicate more of their income to housing than typical Americans. With a median household income of $53,851—28% below the national figure—housing costs hit harder on household budgets.
Harrison ranks among Ohio's least affordable
At 16.8%, Harrison County's rent-to-income ratio ranks near the bottom of Ohio counties, above the state average of 15.6%. This indicates tighter housing affordability relative to peers across the state.
Least affordable in the region
Harrison's rent-to-income ratio of 16.8% is the highest among its peer counties, though median rent at $753 remains modest. The challenge isn't high rents but rather lower-than-average incomes, which compress the household budget more than neighbors experience.
Harrison's tight housing math
On a $53,851 median household income, renters pay $753 monthly (16.8% of income), while homeowners pay $663 (14.8% of income). Homeownership appears more affordable here, though lower median home values ($118,000) and monthly costs suggest fewer equity-building options overall.
Harrison suits budget-conscious owners
If you're relocating to Ohio on a modest income, Harrison's low home values and owner costs offer a genuine path to ownership. The county's affordability challenge stems from income levels, not runaway housing prices—a crucial distinction for buyers ready to build equity.
Cost of Living Advisory: Harrison County
Affordability Verdict
Housing in Harrison County is affordable. The median rent is $753/month against a median household income of $53,851, putting rent at 16.8% of income.
Rent vs. Own
The median rent in Harrison County is $753/month, while owner costs run $663/month. Owning saves approximately $90/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,120/year. For owner costs at the 28% rule, the required income is roughly $28,414/year. With a median household income of $53,851, most households can comfortably afford rent here. Notably, 27.0% of renter households in Harrison County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Williams County where rent averages $805/month, Harrison County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Harrison County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,257
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Harrison County
Median home value is $118,000. Estimated monthly cost: $942 vs. your max of $1,257.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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