Cost of Living in Webster County, Iowa

$762/mo
Median Monthly Rent
$138,500
Median Home Value

At a Glance

Median Monthly Rent
$762/mo
6% below state average
Median Home Value
$138,500
51% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Webster County Compares

Median monthly rent comparison

Webster County$762/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$762/mo
Median Gross Rent
$138,500
Median Home Value
$832/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Webster County ranks #2,425 of 3,144 counties for affordability (bottom 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Webster County, Iowa

Webster rents deliver solid affordability

Webster County residents spend 13.4% of household income on rent, matching Iowa's best performers and beating the state average of 14.1%. At $762 monthly, rents here are $50 below the state median, offering reliable affordability for modest-income households.

Among Iowa's most affordable counties

Webster County's 13.4% rent-to-income ratio ranks it among the top performers statewide, competing with the state's best affordability stories. This strong showing reflects the county's economic balance between reasonable wages and moderate housing costs.

Balanced costs within central Iowa cluster

Webster's $762 rent sits between Wayne ($660) and Washington ($862), positioning it as a moderate option in the broader region. Its median home value of $138,500 is affordable without being rock-bottom, appealing to middle-income buyers seeking reasonable entry points.

Webster provides comfortable affordability balance

With $68,054 in median income and $762 monthly rent, Webster households dedicate 13.4% of gross income to housing, preserving nearly $6,000 annually for other expenses. Homebuyers at $832 monthly face similar proportions, making Webster accessible for both renters and owners.

Webster offers practical Iowa balance

Relocating to Iowa? Webster County's 13.4% rent-to-income ratio and moderate home values ($138,500) provide solid affordability without the lowest-cost stigma of rural alternatives. The county suits those seeking genuine value in a balanced community.

Cost of Living Advisory: Webster County

Affordability Verdict

Webster County is affordable for renters, with a median gross rent of $762/month representing approximately 13.4% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

Renters in Webster County pay $762/month on average, compared to $832/month for homeowners. This market favors renters by about 8%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,480/year. For owner costs at the 28% rule, the required income is roughly $35,657/year. With a median household income of $68,054, most households can comfortably afford rent here. Notably, 25.0% of renter households in Webster County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Iowa, Webster County is more affordable than Cherokee County by roughly 7% ($762/mo vs $711/mo).

Affordability Calculator

See how your income compares to housing costs in Webster County

$

Rent Burden

13.4%

of gross income

Max Housing (28% Rule)

$1,588

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Webster County

Median home value is $138,500. Estimated monthly cost: $1,106 vs. your max of $1,588.

Rent Affordability Guide

Your rent-to-income ratio13.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,054Needed: $30,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,054Needed: $35,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,054Needed: $32,233

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Webster County, Iowa?
Webster County, Iowa has a median monthly rent of $762/mo and a median home value of $138,500. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Webster County?
The median gross rent in Webster County is $762/mo. This is 6% below state average for Iowa.
Is Webster County affordable?
Webster County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Webster County's rent compare to the state average?
Webster County's median rent of $762/mo is 6% below state average of $812/mo for Iowa.
What is the median home value in Webster County?
The median home value in Webster County, Iowa is $138,500. This is 51% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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