Cost of Living in Gates County, North Carolina

$940/mo
Median Monthly Rent
$163,900
Median Home Value

At a Glance

Median Monthly Rent
$940/mo
0% above state average
Median Home Value
$163,900
42% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Gates County Compares

Median monthly rent comparison

Gates County$940/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$940/mo
Median Gross Rent
$163,900
Median Home Value
$849/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Gates County ranks #945 of 3,144 counties for affordability (top 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Gates County, North Carolina

Gates affords reasonable rent on modest income

Gates residents spend 18.3% of their $61,612 median income on $940 monthly rent—nearly matching the national affordability benchmark. Though incomes run 18% below the national average, Gates' low rents achieve near-perfect national affordability balance.

Right at North Carolina's affordability average

Gates' rent-to-income ratio of 18.3% sits just below North Carolina's state average of 18.6%, making it a typically-affordable county by state standards. The $940 median rent matches exactly the state average, reflecting rural eastern North Carolina pricing.

Competitive with Edgecombe and Greene

Gates' $940 rent and 18.3% ratio fall between Edgecombe (20.3%, $818) and Greene (19.9%, $845), offering middle-ground affordability for the region. Higher income than Edgecombe ($48,480) gives Gates residents better breathing room despite similar rent levels.

Renters enjoy better affordability than owners

Renters pay $940 monthly while homeowners pay $849—unusual in most markets, suggesting Gates' homeownership carries lower costs. Annual renter housing costs total $11,280, consuming just under one-fifth of median household income.

Reliable affordable option in eastern NC

Gates offers stability for renters seeking affordability without extreme rural isolation, positioned between Edgecombe's challenges and Franklin's prosperity. The county rewards residents with flexibility and near-average affordability, though limited job diversity requires careful employment planning.

Cost of Living Advisory: Gates County

Affordability Verdict

Gates County is affordable for renters, with a median gross rent of $940/month representing approximately 18.3% of median household income. The rent burden (GRAPI) stands at 19.0%.

Rent vs. Own

Renters in Gates County pay $940/month on average, compared to $849/month for homeowners. This market favors buyers by about 10%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $37,600/year. For owner costs at the 28% rule, the required income is roughly $36,386/year. With a median household income of $61,612, most households can comfortably afford rent here. Notably, 19.0% of renter households in Gates County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within North Carolina, Gates County is more affordable than Davie County by roughly 6% ($940/mo vs $889/mo).

Affordability Calculator

See how your income compares to housing costs in Gates County

$

Rent Burden

18.3%

of gross income

Max Housing (28% Rule)

$1,438

per month

Owner Cost Burden

16.5%

of gross income

You can likely afford the median home in Gates County

Median home value is $163,900. Estimated monthly cost: $1,308 vs. your max of $1,438.

Rent Affordability Guide

Your rent-to-income ratio18.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,612Needed: $37,600
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,612Needed: $36,386
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,612Needed: $38,144

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Gates County, North Carolina?
Gates County, North Carolina has a median monthly rent of $940/mo and a median home value of $163,900. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Gates County?
The median gross rent in Gates County is $940/mo. This is 0% above state average for North Carolina.
Is Gates County affordable?
Gates County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Gates County's rent compare to the state average?
Gates County's median rent of $940/mo is 0% above state average of $938/mo for North Carolina.
What is the median home value in Gates County?
The median home value in Gates County, North Carolina is $163,900. This is 42% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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