Cost of Living in Flathead County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Flathead County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Flathead County ranks #2,610 of 3,142 counties for affordability (bottom 17%)
Sourced county brief
Flathead County Median Home Value Reaches $535,500
The median home value in Flathead County was $535,500, which is higher than the Montana unweighted county mean of $276,877. Median selected monthly owner costs were estimated at $1,325. For those in rental housing, the median gross rent was $1,142 per month, which is $300 above the state unweighted county mean of $842. The official GRAPI (median gross rent as a percentage of household income) was 30.2% according to ACS table B25071. This percentage is 6.1 percentage points higher than the state unweighted county mean of 24.1%. Renter-occupied households had a median income of $48,137. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Flathead County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.2% of renter household income in Flathead County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,142 per month; median selected monthly owner costs are $1,325. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $45,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Montana unweighted mean of county median rents is $842 per month. Flathead County's $1,142 median is 35.6% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Flathead County
Rent Burden
18.5%
of gross income
Max Housing (28% Rule)
$1,725
per month
Owner Cost Burden
21.5%
of gross income
The median home in Flathead County may be a stretch
Median home value is $535,500. Estimated monthly cost: $4,275 vs. your max of $1,725.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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