Cost of Living in Mineral County, Colorado

$903/mo
Median Monthly Rent
$413,000
Median Home Value
28% below state averageUnaffordable

At a Glance

Median Monthly Rent
$903/mo
28% below state average
Median Home Value
$413,000
47% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Mineral County Compares

Median monthly rent comparison

Mineral County$903/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$903/mo
Median Gross Rent
$413,000
Median Home Value
$971/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Mineral County, Colorado

Mineral County beats national affordability

Mineral County renters spend 20.7% of income on housing, slightly above the national median but a reasonable burden for rural Colorado. With a median household income of $52,455—about 30% below the U.S. average of $74,755—residents here earn less yet maintain comparable rent-to-income ratios, suggesting lower absolute costs offset lower wages.

Slightly tighter than Colorado average

At 20.7%, Mineral County's rent-to-income ratio sits just above Colorado's state average of 20.2%, ranking it in the middle of the state's affordability spectrum. The median rent of $903/month is substantially cheaper than the state median of $1,253, making it one of Colorado's more affordable rental markets.

Outpaced by surrounding counties

Mineral County's $903 monthly rent undercuts nearby Montezuma County ($974) and Montrose County ($1,120), though incomes here are also lower. Among its peers, Mineral County offers competitive pricing but lags neighbors like Moffat County in income-to-housing balance.

Balanced housing costs, modest income

Monthly renters pay $903 while homeowners spend $971, a tight spread reflecting a market without severe price stratification. With median household income at $52,455, housing consumes roughly one-fifth of the typical budget, leaving limited cushion for other expenses.

Affordable rents, lower paychecks

Mineral County appeals to remote workers or retirees seeking low rent ($903/month) in a rural setting, though the lower median income suggests limited local job opportunities. Compare this market against Moffat County or Montezuma County if you're weighing both affordability and wage growth.

Affordability Calculator

See how your income compares to housing costs in Mineral County

$

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$1,224

per month

Owner Cost Burden

22.2%

of gross income

The median home in Mineral County may be a stretch

Median home value is $413,000. Estimated monthly cost: $3,297 vs. your max of $1,224.

Rent Affordability Guide

Your rent-to-income ratio20.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Mineral County, Colorado?
Mineral County, Colorado has a median monthly rent of $903/mo and a median home value of $413,000. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Mineral County?
The median gross rent in Mineral County is $903/mo. This is 28% below state average for Colorado.
Is Mineral County affordable?
Mineral County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Mineral County's rent compare to the state average?
Mineral County's median rent of $903/mo is 28% below state average of $1,253/mo for Colorado.
What is the median home value in Mineral County?
The median home value in Mineral County, Colorado is $413,000. This is 47% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.