CostBy County

Cost of Living in Mineral County, Colorado

$928/mo
Median Monthly Rent
$430,500
Median Home Value

At a Glance

Median Monthly Rent
$928/mo
29% below state average
Median Home Value
$430,500
29% above national
Census GRAPI
31.8%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Mineral County Compares

Median monthly rent comparison

Mineral County$928/mo
Colorado Average$1,303/mo
National Median$1,413/mo

Detailed Housing Stats

$928/mo
Median Gross Rent
$430,500
Median Home Value
$773/mo
Monthly Owner Cost
31.8%
Census GRAPI

National Ranking

Affordability Rank

Mineral County ranks #1,589 of 3,142 counties for affordability (bottom 49%)

Most AffordableLeast Affordable

Sourced county brief

Mineral County Official GRAPI Estimate Reaches 31.8 Percent

In Mineral County, Colorado, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) was estimated at 31.8%. This canonical rentToIncomePct is 2.2 percentage points above the Colorado unweighted county mean of 29.6%. The median gross rent in the county was $928 per month, which is $375 below the state unweighted county mean of $1,303. For those in owner-occupied units, the median selected monthly owner cost was $773, a figure that is $499 lower than the state unweighted county mean of $1,272. The median home value in the county was reported at $430,500, compared to the state unweighted county mean of $427,513. Among renter households, the median income was $38,750. These statistics are based on the U.S. Census Bureau American Community Survey 5-Year Estimates for 2020-2024. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Mineral County

Affordability Verdict

ACS B25071 estimates median gross rent at 31.8% of renter household income in Mineral County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $928 per month; median selected monthly owner costs are $773. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,120 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Colorado unweighted mean of county median rents is $1,303 per month. Mineral County's $928 median is 28.8% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Mineral County

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$1,313

per month

Owner Cost Burden

16.5%

of gross income

The median home in Mineral County may be a stretch

Median home value is $430,500. Estimated monthly cost: $3,437 vs. your max of $1,313.

Rent Affordability Guide

Your entered rent as a share of entered income19.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,250Needed: $37,120
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,250Needed: $33,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $56,250Needed: $100,189

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Mineral County, Colorado?
Mineral County, Colorado has a median monthly rent of $928/mo and a median home value of $430,500. The affordability rating is Stretched, with median gross rent equal to approximately 31.8% of renter household income.
What is the median rent in Mineral County?
The median gross rent in Mineral County is $928/mo. This is 29% below state average for Colorado.
Is Mineral County affordable?
Mineral County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 31.8%. Median gross rent is 30–50% of renter household income.
How does Mineral County's rent compare to the state average?
Mineral County's median rent of $928/mo is 29% below state average of $1,303/mo for Colorado.
What is the median home value in Mineral County?
The median home value in Mineral County, Colorado is $430,500. This is 29% above the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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