Cost of Living in Bannock County, Idaho

$879/mo
Median Monthly Rent
$267,200
Median Home Value

At a Glance

Median Monthly Rent
$879/mo
4% below state average
Median Home Value
$267,200
5% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bannock County Compares

Median monthly rent comparison

Bannock County$879/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$879/mo
Median Gross Rent
$267,200
Median Home Value
$962/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bannock County ranks #2,351 of 3,144 counties for affordability (bottom 25%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bannock County, Idaho

Bannock rents slightly below national baseline

Bannock County's rent-to-income ratio of 16.5% sits modestly below the national standard, with renters spending $879 monthly on a median household income of $64,080. This county underperforms the national median income by $10,675, yet maintains solid affordability through measured housing costs.

Bannock tracks closely to Idaho norms

Bannock County's 16.5% rent-to-income ratio ranks slightly better than Idaho's average of 16.8%, despite earning $12,762 below the statewide median. With median rent at $879—just below the state median of $919—the county offers balanced affordability.

Bannock sits in the middle of regional costs

Bannock County's median rent of $879 falls between Bingham County's lower-cost $845 and Bear Lake County's $687, reflecting its mid-size economic position. Home values of $267,200 position it as among Idaho's most affordable homebuying markets.

Renters and owners share balanced burden

Bannock County renters spend $879 monthly while homeowners pay $962, both reasonable on a median income of $64,080. At 16.5% of income dedicated to rent, residents retain meaningful earnings for other necessities and discretionary spending.

Bannock balances affordability with opportunity

Relocating to Bannock County means modest housing costs paired with moderate incomes—ideal for those seeking rural living without sacrificing economic balance. The county's stable affordability metrics make long-term budgeting predictable for newcomers.

Cost of Living Advisory: Bannock County

Affordability Verdict

Housing in Bannock County is affordable. The median rent is $879/month against a median household income of $64,080, putting rent at 16.5% of income.

Rent vs. Own

Renters in Bannock County pay $879/month on average, compared to $962/month for homeowners. This market favors renters by about 9%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,160/year. For owner costs at the 28% rule, the required income is roughly $41,229/year. With a median household income of $64,080, most households can comfortably afford rent here. Notably, 28.0% of renter households in Bannock County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Bannock County sits 7% more expensive than Adams County ($823/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Bannock County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,495

per month

Owner Cost Burden

18.0%

of gross income

The median home in Bannock County may be a stretch

Median home value is $267,200. Estimated monthly cost: $2,133 vs. your max of $1,495.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,080Needed: $35,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,080Needed: $41,229
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,080Needed: $62,185

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bannock County, Idaho?
Bannock County, Idaho has a median monthly rent of $879/mo and a median home value of $267,200. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Bannock County?
The median gross rent in Bannock County is $879/mo. This is 4% below state average for Idaho.
Is Bannock County affordable?
Bannock County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bannock County's rent compare to the state average?
Bannock County's median rent of $879/mo is 4% below state average of $919/mo for Idaho.
What is the median home value in Bannock County?
The median home value in Bannock County, Idaho is $267,200. This is 5% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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