Cost of Living in Washington County, Illinois

$776/mo
Median Monthly Rent
$149,800
Median Home Value
7% below state averageUnaffordable

At a Glance

Median Monthly Rent
$776/mo
7% below state average
Median Home Value
$149,800
47% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$776/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$776/mo
Median Gross Rent
$149,800
Median Home Value
$920/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Washington County, Illinois

Washington County excels in housing affordability

Washington County's 12.3% rent-to-income ratio ranks best among these eight counties and notably beats the national average of 14.7%. With median household income of $75,652—near the national median—Washington delivers exceptional affordability through reasonably priced housing despite higher home values.

Illinois's gold standard for affordability

Washington County's 12.3% rent-to-income ratio stands among Illinois's best, significantly outperforming the state average of 14.7%. The county combines above-average household incomes of $75,652 with moderate rents of $776, creating genuine financial breathing room for residents.

Washington leads regional affordability

Only Warren County (12.9%) competes with Washington's 12.3% rent-to-income ratio; all other surveyed counties lag behind. Washington's $776 monthly rent and strong household incomes of $75,652 set it apart as the region's affordability leader.

Incomes comfortably cover housing costs

Washington residents earning $75,652 annually allocate just $776 to median rent—a mere 12.3% of income—and $920 for owner costs, reflecting median home values of $149,800. This optimal ratio leaves families substantial discretionary income.

Washington County rewards strategic movers

If you're relocating within Illinois, Washington County delivers the strongest affordability fundamentals in this survey paired with higher home values indicating long-term stability. Calculate your housing-cost savings by comparing your current ratio against Washington's exceptional 12.3%.

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

12.3%

of gross income

Max Housing (28% Rule)

$1,765

per month

Owner Cost Burden

14.6%

of gross income

You can likely afford the median home in Washington County

Median home value is $149,800. Estimated monthly cost: $1,196 vs. your max of $1,765.

Rent Affordability Guide

Your rent-to-income ratio12.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Washington County, Illinois?
Washington County, Illinois has a median monthly rent of $776/mo and a median home value of $149,800. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $776/mo. This is 7% below state average for Illinois.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $776/mo is 7% below state average of $837/mo for Illinois.
What is the median home value in Washington County?
The median home value in Washington County, Illinois is $149,800. This is 47% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.