Cost of Living in Sherman County, Nebraska

$866/mo
Median Monthly Rent
$135,000
Median Home Value
11% above state averageUnaffordable

At a Glance

Median Monthly Rent
$866/mo
11% above state average
Median Home Value
$135,000
52% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sherman County Compares

Median monthly rent comparison

Sherman County$866/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$866/mo
Median Gross Rent
$135,000
Median Home Value
$767/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Sherman County, Nebraska

Sherman rents outpace state average markedly

Sherman County's rent-to-income ratio of 16.8% exceeds both the state average (14.2%) and reflects tight affordability despite a median income of $61,935. At $866 monthly, rents here are the highest in the surveyed panhandle counties, straining budgets in ways that outweigh the county's above-state-average income.

Among Nebraska's most rent-burdened counties

Sherman County's 16.8% rent-to-income ratio ranks it among the least affordable counties in Nebraska for renters. This places it in the upper tier of housing cost burden, signaling affordability challenges that extend beyond the state's typical patterns.

Highest rents in the panhandle cluster

Sherman County's $866 rent exceeds Sheridan ($771) and Sioux ($743), making it the priciest option for renters in this corner of Nebraska. However, home values of $135,000 offer middle-ground purchasing power compared to neighbors, suggesting investment potential for buyers.

Renters squeeze harder than homeowners here

Sherman renters allocate 16.8% of $61,935 annual income to $866 monthly rent, while owners spend $767 on mortgages—a 2.1% of income difference that favors homeownership. The county's income advantage ($7,000+ above Sheridan) doesn't fully offset the rental premium.

Sherman suits buyers more than renters

If you're planning to buy in Nebraska's panhandle, Sherman's $135,000 median home value and strong income base ($61,935) support sustainable ownership. Renters considering the region should explore Sheridan or Sioux County for lower monthly costs.

Affordability Calculator

See how your income compares to housing costs in Sherman County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,445

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Sherman County

Median home value is $135,000. Estimated monthly cost: $1,078 vs. your max of $1,445.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sherman County, Nebraska?
Sherman County, Nebraska has a median monthly rent of $866/mo and a median home value of $135,000. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Sherman County?
The median gross rent in Sherman County is $866/mo. This is 11% above state average for Nebraska.
Is Sherman County affordable?
Sherman County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sherman County's rent compare to the state average?
Sherman County's median rent of $866/mo is 11% above state average of $783/mo for Nebraska.
What is the median home value in Sherman County?
The median home value in Sherman County, Nebraska is $135,000. This is 52% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.