Cost of Living in Quay County, New Mexico

$752/mo
Median Monthly Rent
$82,200
Median Home Value

At a Glance

Median Monthly Rent
$752/mo
14% below state average
Median Home Value
$82,200
71% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Quay County Compares

Median monthly rent comparison

Quay County$752/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$752/mo
Median Gross Rent
$82,200
Median Home Value
$527/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Quay County ranks #1,267 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Quay County, New Mexico

Quay County rents affordable, incomes modest

Quay County's 20.6% rent-to-income ratio sits above New Mexico's 19.4% state average, reflecting modest incomes of $43,698 against the national $74,755. At $752 monthly rent, Quay County offers among New Mexico's cheapest housing, yet residents' lower wages still create affordability pressure.

Low rents, moderate affordability challenge

Quay County rents of $752 rank among New Mexico's lowest, yet the 20.6% rent-to-income ratio exceeds the state 19.4% average due to below-median county incomes. This reveals a common rural pattern: cheap housing insufficient to offset tight family budgets.

Cheapest rents in rural peer group

Quay County's $752 rent is undercut only by Luna County at $685, making it one of the most affordable rental markets in the region. McKinley and Mora counties match Quay's prices near $810 and $785, while San Juan ($917) and Otero ($926) represent pricier alternatives.

Renters and owners face similar burdens

Quay County renters spend $752 monthly while homeowners spend $527—both modest by state standards but significant for the $43,698 median income. Renters dedicate 20.6% of gross income to housing; homeowners spend roughly 14.5%, showing homeownership provides modest financial relief.

Bargain rents for remote-income relocators

Quay County offers some of New Mexico's cheapest rents and home values of just $82,200, making it ideal for remote workers or retirees with external income. If relocating with local job expectations, verify that available positions match your financial needs, as county median income remains modest at $43,698.

Cost of Living Advisory: Quay County

Affordability Verdict

Housing in Quay County is affordable. The median rent is $752/month against a median household income of $43,698, putting rent at 20.7% of income.

Rent vs. Own

Renters in Quay County pay $752/month on average, compared to $527/month for homeowners. This market favors buyers by about 30%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,080/year. For owner costs at the 28% rule, the required income is roughly $22,586/year. With a median household income of $43,698, most households can comfortably afford rent here. Notably, 24.0% of renter households in Quay County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Hidalgo County where rent averages $803/month, Quay County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Quay County

$

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$1,020

per month

Owner Cost Burden

14.5%

of gross income

You can likely afford the median home in Quay County

Median home value is $82,200. Estimated monthly cost: $656 vs. your max of $1,020.

Rent Affordability Guide

Your rent-to-income ratio20.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,698Needed: $30,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,698Needed: $22,586
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $43,698Needed: $19,130

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Quay County, New Mexico?
Quay County, New Mexico has a median monthly rent of $752/mo and a median home value of $82,200. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Quay County?
The median gross rent in Quay County is $752/mo. This is 14% below state average for New Mexico.
Is Quay County affordable?
Quay County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Quay County's rent compare to the state average?
Quay County's median rent of $752/mo is 14% below state average of $876/mo for New Mexico.
What is the median home value in Quay County?
The median home value in Quay County, New Mexico is $82,200. This is 71% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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