Cost of Living in Hancock County, Kentucky

$752/mo
Median Monthly Rent
$137,600
Median Home Value
2% below state averageUnaffordable

At a Glance

Median Monthly Rent
$752/mo
2% below state average
Median Home Value
$137,600
51% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hancock County Compares

Median monthly rent comparison

Hancock County$752/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$752/mo
Median Gross Rent
$137,600
Median Home Value
$726/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hancock County, Kentucky

Hancock County's exceptional affordability

Hancock County renters spend just 13.5% of income on housing—the best ratio in this dataset and far below national standards of 28-30%. At $752 monthly rent against $66,836 median income, the county delivers uncommon affordability.

Kentucky's affordability standout

With a 13.5% rent-to-income ratio, Hancock County decisively beats Kentucky's 17.0% state average and ranks among the state's most affordable counties. The combination of moderate rent and strong income makes this county exceptionally livable.

Best affordability in the region

Hancock County's 13.5% rent-to-income ratio tops every other county in this analysis, including Grant County (15.1%) and Greenup County (16.8%). Its balanced rents and strong median income of $66,836 stand out starkly.

Housing that leaves room to breathe

Renters allocate $752 monthly while homeowners pay $726 against a median income of $66,836. Housing claims roughly 13-14% of earnings, the lowest burden in this dataset and well within financial health guidelines.

Top choice for affordability seekers

Hancock County offers the rare combination of affordable rents and strong wages, making it Kentucky's standout option for those prioritizing financial breathing room. If housing affordability tops your relocation checklist, Hancock deserves your first serious look.

Affordability Calculator

See how your income compares to housing costs in Hancock County

$

Rent Burden

13.5%

of gross income

Max Housing (28% Rule)

$1,560

per month

Owner Cost Burden

13.0%

of gross income

You can likely afford the median home in Hancock County

Median home value is $137,600. Estimated monthly cost: $1,099 vs. your max of $1,560.

Rent Affordability Guide

Your rent-to-income ratio13.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hancock County, Kentucky?
Hancock County, Kentucky has a median monthly rent of $752/mo and a median home value of $137,600. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Hancock County?
The median gross rent in Hancock County is $752/mo. This is 2% below state average for Kentucky.
Is Hancock County affordable?
Hancock County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hancock County's rent compare to the state average?
Hancock County's median rent of $752/mo is 2% below state average of $771/mo for Kentucky.
What is the median home value in Hancock County?
The median home value in Hancock County, Kentucky is $137,600. This is 51% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.