Cost of Living in Hill County, Montana

$752/mo
Median Monthly Rent
$187,600
Median Home Value
9% below state averageUnaffordable

At a Glance

Median Monthly Rent
$752/mo
9% below state average
Median Home Value
$187,600
33% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hill County Compares

Median monthly rent comparison

Hill County$752/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$752/mo
Median Gross Rent
$187,600
Median Home Value
$754/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hill County, Montana

Hill County's housing squeeze is real

Hill County's rent-to-income ratio of 16.3% is the highest among these eight counties and well above the national standard, with median household income of $55,313 trailing the nation by $19,442. Residents here dedicate the most income to housing relative to their earnings.

Most strained affordability in this survey

At 16.3%, Hill County posts the highest rent-to-income ratio among these Montana counties, placing significant pressure on local budgets. The median rent of $752 pairs with below-state-average incomes, creating the crunch.

Neither cheap nor well-paying

Hill County's $752 rent sits between Glacier's $553 and Lake's $884, and at $187,600, median home values are modest compared to Granite's $339,500. Owner costs of $754 monthly are notably high relative to the county's modest income base.

Owner and renter costs nearly equal

Hill County renters pay $752 monthly while owners pay $754—nearly identical—on a median income of $55,313. This rare symmetry masks an uncomfortable truth: both paths to housing consume 16.3% of income.

High costs for a rural county

Hill County's 16.3% housing ratio is the highest in this group, suggesting your paycheck will stretch further almost anywhere else in rural Montana. Compare closely to Glacier or Judith Basin before committing.

Affordability Calculator

See how your income compares to housing costs in Hill County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,291

per month

Owner Cost Burden

16.4%

of gross income

The median home in Hill County may be a stretch

Median home value is $187,600. Estimated monthly cost: $1,498 vs. your max of $1,291.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hill County, Montana?
Hill County, Montana has a median monthly rent of $752/mo and a median home value of $187,600. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Hill County?
The median gross rent in Hill County is $752/mo. This is 9% below state average for Montana.
Is Hill County affordable?
Hill County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hill County's rent compare to the state average?
Hill County's median rent of $752/mo is 9% below state average of $825/mo for Montana.
What is the median home value in Hill County?
The median home value in Hill County, Montana is $187,600. This is 33% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.