Cost of Living in Camden County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Camden County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Camden County, New Jersey
Camden County beats national affordability standard
Camden County residents spend 18.7% of household income on rent, below the national average of 18.5%, despite earning modestly above the U.S. median. The county's median household income of $86,384 combined with $1,346 monthly rent creates one of New Jersey's most balanced housing markets.
Among New Jersey's most affordable counties overall
Camden County's 18.7% rent-to-income ratio ranks well within New Jersey's affordability sweet spot, beating the state average of 19.1%. At $1,346 monthly rent, Camden undercuts the statewide median of $1,577 while maintaining healthy median household income.
Undercuts Atlantic and Atlantic beats Burlington
Camden's $1,346 median rent falls $21 below Atlantic County's $1,325 while earning $9,555 more annually, creating superior affordability ratios. Burlington County's $1,669 rent and higher income (19.0% ratio) means Camden offers better entry-level rental accessibility for cost-conscious households.
Ownership reaches deeper into household budgets
Camden renters spend $1,346 monthly while homeowners pay $1,767, a $421 premium tied to $262,200 median home values. With median household income at $86,384, renters allocate 18.7% of earnings to housing versus homeowners at 24.5%—a meaningful jump in financial strain.
Camden offers South Jersey accessibility and affordability
Renters and modest-income buyers will find Camden County's low rent-to-income ratio and home values under $300,000 compelling compared to statewide options. The county's Philadelphia-adjacent location and below-average housing costs make it ideal for households prioritizing affordability without abandoning access to urban employment centers.
Affordability Calculator
See how your income compares to housing costs in Camden County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$2,016
per month
Owner Cost Burden
24.5%
of gross income
The median home in Camden County may be a stretch
Median home value is $262,200. Estimated monthly cost: $2,093 vs. your max of $2,016.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.