Cost of Living in Harris County, Texas

$1,349/mo
Median Monthly Rent
$255,000
Median Home Value
40% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,349/mo
40% above state average
Median Home Value
$255,000
10% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Harris County Compares

Median monthly rent comparison

Harris County$1,349/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,349/mo
Median Gross Rent
$255,000
Median Home Value
$1,476/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Harris County, Texas

Harris County housing costs above national norm

Harris County's 22.1% rent-to-income ratio exceeds both the Texas state average of 18.1% and significantly exceeds the national average of roughly 30%—wait, that's backwards. Harris residents actually spend more of their income on housing than ideal, with rents at $1,349 consuming a fifth of median income.

Houston's affordability challenge

Harris County ranks in the least affordable tier of Texas counties, with the highest rent and mortgage costs among our comparison group. At $1,349 median rent and $255,000 median home values, this is Houston's expensive real estate market.

Pay Houston prices for Houston access

Harris County's $1,349 median rent and $1,476 monthly owner costs far exceed surrounding counties like Hardin ($1,011 rent, $188K homes). You're paying a 39% rent premium over Hardin County for urban proximity and job opportunities.

Houston takes 22% of income

With a median household income of $73,104, Harris County residents spend 22.1% on rent—nearly a quarter of earnings. Buyers face even steeper costs at 24.3% of income going toward mortgages.

Harris County: urban cost, urban gain

Harris County demands the highest housing costs in our comparison, but delivers Houston's unmatched job market, amenities, and economy. If you're relocating for work, weigh Houston's opportunity against 39% higher rents than neighboring Hardin County.

Affordability Calculator

See how your income compares to housing costs in Harris County

$

Rent Burden

22.1%

of gross income

Max Housing (28% Rule)

$1,706

per month

Owner Cost Burden

24.2%

of gross income

The median home in Harris County may be a stretch

Median home value is $255,000. Estimated monthly cost: $2,036 vs. your max of $1,706.

Rent Affordability Guide

Your rent-to-income ratio22.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Harris County, Texas?
Harris County, Texas has a median monthly rent of $1,349/mo and a median home value of $255,000. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Harris County?
The median gross rent in Harris County is $1,349/mo. This is 40% above state average for Texas.
Is Harris County affordable?
Harris County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Harris County's rent compare to the state average?
Harris County's median rent of $1,349/mo is 40% above state average of $963/mo for Texas.
What is the median home value in Harris County?
The median home value in Harris County, Texas is $255,000. This is 10% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.