Cost of Living in Atlantic County, New Jersey

$1,325/mo

Median Monthly Rent

$272,700

Median Home Value

16% below state averageUnaffordable

At a Glance

Median Monthly Rent

$1,325/mo

16% below state average

Median Home Value

$272,700

3% below national

Rent-to-Income Ratio

32.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Atlantic County Compares

Median monthly rent comparison

Atlantic County$1,325/mo

New Jersey Average$1,577/mo

National Median$1,163/mo

Detailed Housing Stats

$1,325/mo

Median Gross Rent

$272,700

Median Home Value

$1,675/mo

Monthly Owner Cost

32.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Atlantic County, New Jersey

Atlantic County's rent burden tops nation

Atlantic County residents spend 20.7% of household income on rent, well above the national average of 18.5%. While the county's median household income of $76,819 slightly exceeds the national median of $74,755, housing costs consume a larger share of earnings here than in most U.S. counties.

Middle-of-the-road affordability in New Jersey

Atlantic County ranks in the middle tier among New Jersey's 21 counties for rental affordability, with a 20.7% rent-to-income ratio slightly higher than the state average of 19.1%. The county's median rent of $1,325 sits well below the statewide average of $1,577, offering some relief compared to northern New Jersey.

More affordable than Cape May, pricier than Cumberland

Atlantic County's $1,325 median rent falls between its southern neighbors: Cape May County renters pay $1,345 monthly, while Cumberland County averages just $1,254. Compared to nearby Burlington County's $1,669, Atlantic offers noticeably cheaper housing while maintaining similar income levels.

Rent or own? Atlantic County costs diverge

Renters in Atlantic County face $1,325 monthly payments versus homeowners paying $1,675 monthly, creating a $350 gap. With median household income at $76,819, housing costs consume roughly 21-26% of income depending on tenure—a squeeze that leaves limited room for other expenses.

Consider Atlantic for better beach access and affordability

If you're weighing South Jersey options, Atlantic County delivers below-state-average rents paired with solid median income, making it competitive for renters and moderate-income buyers. The county's lower home values ($272,700) compared to Bergen ($593,200) or Essex ($494,400) offer an exit ramp from New Jersey's steepest coastal markets.

Affordability Calculator

See how your income compares to housing costs in Atlantic County

Your Annual Household Income

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$1,792

per month

Owner Cost Burden

26.2%

of gross income

The median home in Atlantic County may be a stretch

Median home value is $272,700. Estimated monthly cost: $2,177 vs. your max of $1,792.

Rent Affordability Guide

Your rent-to-income ratio20.7%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Atlantic County, New Jersey?

Atlantic County, New Jersey has a median monthly rent of $1,325/mo and a median home value of $272,700. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.

What is the median rent in Atlantic County?

The median gross rent in Atlantic County is $1,325/mo. This is 16% below state average for New Jersey.

Is Atlantic County affordable?

Atlantic County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Atlantic County's rent compare to the state average?

Atlantic County's median rent of $1,325/mo is 16% below state average of $1,577/mo for New Jersey.

What is the median home value in Atlantic County?

The median home value in Atlantic County, New Jersey is $272,700. This is 3% below the national median home value of $281,900.