Cost of Living in Atlantic County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Atlantic County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Atlantic County ranks #2,892 of 3,142 counties for affordability (bottom 8%)
Sourced county brief
Atlantic County Median Rent Burden Reaches 33.5 Percent
Renters in Atlantic County faced an official B25071 Gross Rent as a Percentage of Household Income (GRAPI) of 33.5%. This figure is 2.1 percentage points above the New Jersey unweighted county mean official GRAPI of 31.4%. The median gross rent was estimated at $1,376 per month, which is below the state unweighted county mean of $1,635. For homeowners, the median selected monthly owner costs for all owner-occupied units was $1,675, compared to the state unweighted county mean of $2,126. The median home value in the county was $295,000, while the state unweighted county mean home value was $430,014. Renter-household median income was $43,528. These figures represent snapshots from the ACS 5-year period and are not intended as market forecasts. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Atlantic County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.5% of renter household income in Atlantic County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,376 per month; median selected monthly owner costs are $1,675. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $55,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The New Jersey unweighted mean of county median rents is $1,635 per month. Atlantic County's $1,376 median is 15.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Atlantic County
Rent Burden
21.2%
of gross income
Max Housing (28% Rule)
$1,821
per month
Owner Cost Burden
25.8%
of gross income
The median home in Atlantic County may be a stretch
Median home value is $295,000. Estimated monthly cost: $2,355 vs. your max of $1,821.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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