Cost of Living in Cecil County, Maryland

$1,367/mo
Median Monthly Rent
$311,800
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$1,367/mo
3% below state average
Median Home Value
$311,800
11% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cecil County Compares

Median monthly rent comparison

Cecil County$1,367/mo
Maryland Average$1,415/mo
National Median$1,163/mo

Detailed Housing Stats

$1,367/mo
Median Gross Rent
$311,800
Median Home Value
$1,596/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cecil County, Maryland

Cecil County's solid affordability

Cecil County's rent-to-income ratio of 18.0% matches Maryland's 18.3% state average almost perfectly, indicating balanced housing costs relative to local incomes. With a median household income of $91,146 and $1,367 median rent, Cecil offers stable, middle-ground affordability.

Average Maryland affordability

Cecil County's 18.0% rent-to-income ratio places it virtually at the state average, making it a representative Maryland housing market. The county ranks in the middle tier of Maryland's 24 jurisdictions for affordability metrics.

Between affordable and premium

Cecil's $1,367 median rent sits between affordable Caroline County ($1,070) and costlier Anne Arundel ($1,990), positioning it as a moderate-price option. Home values at $311,800 offer reasonable entry points compared to premium suburban counties while remaining affordable for working professionals.

Cecil's middle-ground profile

Renters pay $1,367 monthly while homeowners carry $1,596 mortgage payments on homes averaging $311,800—solid middle-market pricing. With a median household income of $91,146, housing consumes 18.0% for renters and 21.0% for owners, within comfortable ranges for working families.

Cecil for practical relocators

Cecil County appeals to families earning $80,000–$110,000 seeking steady, predictable housing costs without surprise affordability shocks. The county's 18.0% rent-to-income ratio and $311,800 median homes provide reliable value in the regional housing market.

Affordability Calculator

See how your income compares to housing costs in Cecil County

$

Rent Burden

18.0%

of gross income

Max Housing (28% Rule)

$2,127

per month

Owner Cost Burden

21.0%

of gross income

The median home in Cecil County may be a stretch

Median home value is $311,800. Estimated monthly cost: $2,489 vs. your max of $2,127.

Rent Affordability Guide

Your rent-to-income ratio18.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cecil County, Maryland?
Cecil County, Maryland has a median monthly rent of $1,367/mo and a median home value of $311,800. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Cecil County?
The median gross rent in Cecil County is $1,367/mo. This is 3% below state average for Maryland.
Is Cecil County affordable?
Cecil County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cecil County's rent compare to the state average?
Cecil County's median rent of $1,367/mo is 3% below state average of $1,415/mo for Maryland.
What is the median home value in Cecil County?
The median home value in Cecil County, Maryland is $311,800. This is 11% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.