Cost of Living in Valley County, Nebraska

$616/mo
Median Monthly Rent
$122,200
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$616/mo
21% below state average
Median Home Value
$122,200
57% below national
Rent-to-Income Ratio
18.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Valley County Compares

Median monthly rent comparison

Valley County$616/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$616/mo
Median Gross Rent
$122,200
Median Home Value
$803/mo
Monthly Owner Cost
18.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Valley County, Nebraska

Valley's rock-bottom rents defy income gaps

Valley County features the survey's lowest rent at $616 monthly, paired with a 12.6% rent-to-income ratio that beats Nebraska's 14.2% state average. Despite a median income of $58,902—below state norms—the extraordinarily low rents create genuine affordability.

Exceptionally affordable rental market in Nebraska

Valley County's 12.6% rent-to-income ratio ranks among Nebraska's best for housing affordability, driven by rents that are dramatically lower than the state average. This county stands out as a rental bargain even by state standards.

The panhandle's cheapest monthly rent

Valley's $616 rent is the lowest in this entire cluster, undercutting Thomas County ($685) and all others by substantial margins. Home values of $122,200 are moderate, suggesting balanced economics for both renters and buyers.

Renters thrive; owners face the burden

Valley County renters spend just 12.6% on $616 rent, but owners allocate 16.3% to $803 mortgages—the highest ownership burden in the survey. The county's appeal is unmistakable for renters but challenging for those seeking to build home equity.

Valley County for renters seeking lowest costs

If you're relocating to Nebraska and prioritize absolute lowest rent, Valley County is unbeatable at $616 monthly. However, prospective buyers should know that homeownership costs climb steeply here; the county favors long-term renters seeking maximum affordability.

Affordability Calculator

See how your income compares to housing costs in Valley County

$

Rent Burden

12.5%

of gross income

Max Housing (28% Rule)

$1,374

per month

Owner Cost Burden

16.4%

of gross income

You can likely afford the median home in Valley County

Median home value is $122,200. Estimated monthly cost: $976 vs. your max of $1,374.

Rent Affordability Guide

Your rent-to-income ratio12.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Valley County, Nebraska?
Valley County, Nebraska has a median monthly rent of $616/mo and a median home value of $122,200. The affordability rating is Unaffordable, with rent making up approximately 18.0% of median household income.
What is the median rent in Valley County?
The median gross rent in Valley County is $616/mo. This is 21% below state average for Nebraska.
Is Valley County affordable?
Valley County is rated Unaffordable based on rent-to-income ratio of 18.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Valley County's rent compare to the state average?
Valley County's median rent of $616/mo is 21% below state average of $783/mo for Nebraska.
What is the median home value in Valley County?
The median home value in Valley County, Nebraska is $122,200. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.