Cost of Living in Fulton County, Arkansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fulton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fulton County ranks #1,456 of 3,144 counties for affordability (top 46%)
Data Story
About Cost of Living in Fulton County, Arkansas
Fulton County rents are well below national burden
At 18.4%, Fulton County's rent-to-income ratio sits just slightly above the national standard of affordability, meaning renters here spend less on housing than their peers across the country. The county's median household income of $38,941 is roughly half the national average of $74,755, yet rents remain modest at $596 per month—$164 cheaper than Arkansas's state average.
Fulton ranks among Arkansas's most affordable counties
With a rent-to-income ratio of 18.4%, Fulton County beats the state average of 18.1% by a narrow margin, placing it in the upper tier of affordability across Arkansas. This strong showing reflects both lower rental prices and a cost-of-living structure aligned with regional norms.
Fulton holds its own among rural peers
Fulton's median rent of $596 undercuts Howard County ($702) and Hot Spring County ($763), making it one of the cheapest places to rent in this cluster of central Arkansas counties. Median home values here ($107,200) also rank lower than most neighbors, appealing to budget-conscious homebuyers.
Housing costs split evenly between rent and ownership
Renters in Fulton County dedicate 18.4% of their $38,941 median income to monthly rent ($596), while homeowners pay $565 per month toward mortgages on properties valued at $107,200. Together, housing consumes roughly one-third of household income for most residents, leaving room for other expenses.
Affordable living awaits in Fulton County
If you're seeking low housing costs and a tight-knit rural community, Fulton County offers some of Arkansas's most affordable rents and home values. Compare these numbers to neighboring counties and you'll find a compelling case for making the move to northwest Arkansas.
Cost of Living Advisory: Fulton County
Affordability Verdict
Fulton County is affordable for renters, with a median gross rent of $596/month representing approximately 18.4% of median household income. The rent burden (GRAPI) stands at 35.0%.
Rent vs. Own
At $596/month rent versus $565/month in owner costs, owning is roughly $31/month cheaper — a 5% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $23,840/year. For owner costs at the 28% rule, the required income is roughly $24,214/year. With a median household income of $38,941, most households can comfortably afford rent here. Notably, 35.0% of renter households in Fulton County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Arkansas, Fulton County is less affordable than Poinsett County by roughly 8% ($596/mo vs $647/mo).
Affordability Calculator
See how your income compares to housing costs in Fulton County
Rent Burden
18.4%
of gross income
Max Housing (28% Rule)
$909
per month
Owner Cost Burden
17.4%
of gross income
You can likely afford the median home in Fulton County
Median home value is $107,200. Estimated monthly cost: $856 vs. your max of $909.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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