Cost of Living in Chase County, Nebraska

$749/mo
Median Monthly Rent
$178,700
Median Home Value

At a Glance

Median Monthly Rent
$749/mo
4% below state average
Median Home Value
$178,700
37% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chase County Compares

Median monthly rent comparison

Chase County$749/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$749/mo
Median Gross Rent
$178,700
Median Home Value
$881/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Chase County ranks #731 of 3,144 counties for affordability (top 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Chase County, Nebraska

Chase County at Nebraska averages

Chase County's 14.3% rent-to-income ratio sits essentially at Nebraska's state average of 14.2%, though the county's median income of $62,782 runs 16% below the national median. Despite lower earnings, Chase County maintains solid affordability through moderate housing costs.

Nebraska median affordability

Chase County's rent-to-income ratio matches Nebraska's state average, placing it squarely in the affordability middle. The county represents a typical Nebraska housing experience—reasonable costs for moderate incomes.

Balanced costs and income

Chase County's $749 monthly rent sits between lower-cost neighbors (Burt at $688) and higher-cost peers (Buffalo at $911), while its $62,782 income remains solidly in the county group's middle. This balance reflects Chase County's steady, unremarkable affordability.

Chase County housing proportions

A typical Chase County household earning $62,782 dedicates approximately $8,981 annually to rent—14.3% of income—right at sustainable levels. Homeowners allocate 16.9% to ownership costs, maintaining healthy financial ratios across both markets.

Steady affordability middle ground

Chase County works well for households earning $55,000–$70,000 seeking balanced housing costs without major income compromises. The county's 14.3% rent-to-income ratio mirrors state norms, making it a reliable choice for middle-income Nebraska families.

Cost of Living Advisory: Chase County

Affordability Verdict

Chase County is affordable for renters, with a median gross rent of $749/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 24.0%.

Rent vs. Own

At $749/month rent versus $881/month in owner costs, renting is roughly $132/month cheaper — a 15% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,960/year. For owner costs at the 28% rule, the required income is roughly $37,757/year. With a median household income of $62,782, most households can comfortably afford rent here. Notably, 24.0% of renter households in Chase County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Cuming County where rent averages $800/month, Chase County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Chase County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,465

per month

Owner Cost Burden

16.8%

of gross income

You can likely afford the median home in Chase County

Median home value is $178,700. Estimated monthly cost: $1,427 vs. your max of $1,465.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,782Needed: $29,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,782Needed: $37,757
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,782Needed: $41,588

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Chase County, Nebraska?
Chase County, Nebraska has a median monthly rent of $749/mo and a median home value of $178,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Chase County?
The median gross rent in Chase County is $749/mo. This is 4% below state average for Nebraska.
Is Chase County affordable?
Chase County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chase County's rent compare to the state average?
Chase County's median rent of $749/mo is 4% below state average of $783/mo for Nebraska.
What is the median home value in Chase County?
The median home value in Chase County, Nebraska is $178,700. This is 37% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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