Cost of Living in Chase County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Chase County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Chase County ranks #731 of 3,144 counties for affordability (top 23%)
Data Story
About Cost of Living in Chase County, Nebraska
Chase County at Nebraska averages
Chase County's 14.3% rent-to-income ratio sits essentially at Nebraska's state average of 14.2%, though the county's median income of $62,782 runs 16% below the national median. Despite lower earnings, Chase County maintains solid affordability through moderate housing costs.
Nebraska median affordability
Chase County's rent-to-income ratio matches Nebraska's state average, placing it squarely in the affordability middle. The county represents a typical Nebraska housing experience—reasonable costs for moderate incomes.
Balanced costs and income
Chase County's $749 monthly rent sits between lower-cost neighbors (Burt at $688) and higher-cost peers (Buffalo at $911), while its $62,782 income remains solidly in the county group's middle. This balance reflects Chase County's steady, unremarkable affordability.
Chase County housing proportions
A typical Chase County household earning $62,782 dedicates approximately $8,981 annually to rent—14.3% of income—right at sustainable levels. Homeowners allocate 16.9% to ownership costs, maintaining healthy financial ratios across both markets.
Steady affordability middle ground
Chase County works well for households earning $55,000–$70,000 seeking balanced housing costs without major income compromises. The county's 14.3% rent-to-income ratio mirrors state norms, making it a reliable choice for middle-income Nebraska families.
Cost of Living Advisory: Chase County
Affordability Verdict
Chase County is affordable for renters, with a median gross rent of $749/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 24.0%.
Rent vs. Own
At $749/month rent versus $881/month in owner costs, renting is roughly $132/month cheaper — a 15% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,960/year. For owner costs at the 28% rule, the required income is roughly $37,757/year. With a median household income of $62,782, most households can comfortably afford rent here. Notably, 24.0% of renter households in Chase County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Cuming County where rent averages $800/month, Chase County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in Chase County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,465
per month
Owner Cost Burden
16.8%
of gross income
You can likely afford the median home in Chase County
Median home value is $178,700. Estimated monthly cost: $1,427 vs. your max of $1,465.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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