Cost of Living in Scotland County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Scotland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scotland County ranks #841 of 3,142 counties for affordability (top 27%)
Sourced county brief
Scotland County Median Monthly Owner Costs Reach 909 Dollars
The median selected monthly owner costs in Scotland County are $909. This figure is $106 above the Missouri unweighted county mean of $803. In the rental market, the median gross rent is $511, which is lower than the state unweighted county mean of $783. The official median gross rent as a percentage of household income (GRAPI) is 19.9%, which is 6.0 percentage points lower than the state unweighted county mean of 25.9%. Median renter-household income was recorded at $29,602. Additionally, the median home value in Scotland County is $158,800, compared to the state unweighted county mean of $175,712. These figures are based on the ACS 2020-2024 5-Year Estimates and provide a snapshot of household costs for different tenure groups in the county. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Scotland County
Affordability Verdict
ACS B25071 estimates median gross rent at 19.9% of renter household income in Scotland County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $511 per month; median selected monthly owner costs are $909. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $20,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Missouri unweighted mean of county median rents is $783 per month. Scotland County's $511 median is 34.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Scotland County
Rent Burden
8.9%
of gross income
Max Housing (28% Rule)
$1,608
per month
Owner Cost Burden
15.8%
of gross income
You can likely afford the median home in Scotland County
Median home value is $158,800. Estimated monthly cost: $1,268 vs. your max of $1,608.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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