Cost of Living in Wheeler County, Nebraska

$525/mo
Median Monthly Rent
$135,900
Median Home Value

At a Glance

Median Monthly Rent
$525/mo
33% below state average
Median Home Value
$135,900
52% below national
Rent-to-Income Ratio
13.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Wheeler County Compares

Median monthly rent comparison

Wheeler County$525/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$525/mo
Median Gross Rent
$135,900
Median Home Value
$578/mo
Monthly Owner Cost
13.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Wheeler County ranks #13 of 3,144 counties for affordability (top 0%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Wheeler County, Nebraska

Wheeler County offers exceptional rent relief

Wheeler County's 11.3% rent-to-income ratio ranks among the nation's lowest rent burdens, a significant advantage for cost-conscious renters. The median household income of $55,893 lags the national average of $74,755, but the median rent of just $525 more than compensates with extraordinary affordability.

Nebraska's most relaxed rent burden

Wheeler County boasts the state's lowest rent-to-income ratio at 11.3%, nearly 3 percentage points below Nebraska's 14.2% average. With a median rent of $525—the lowest across all Nebraska counties reviewed—Wheeler delivers the state's most tenant-friendly housing market.

Cheapest rents in the region

Wheeler County's median rent of $525 undercuts every neighboring county, running $207 below Webster County and $360 below Washington County. The county's lowest median income of $55,893 reflects a very rural economy, but the extremely low rent burden makes up for lower earnings potential.

Minimal housing costs across the board

Renters spend $525 monthly (11.3% of income) while homeowners pay $578 (12.4% of income)—both the lowest figures in the group. Wheeler County demonstrates that very affordable housing costs can offset lower incomes, creating genuine opportunity for those prioritizing affordability.

Wheeler County for maximized affordability

Wheeler County suits those seeking the absolute lowest housing costs and willing to embrace deep rural Nebraska in exchange. With the region's cheapest rents, lowest rent-to-income ratio, and minimal homeownership costs, Wheeler County stretches any income furthest.

Cost of Living Advisory: Wheeler County

Affordability Verdict

Wheeler County is affordable for renters, with a median gross rent of $525/month representing approximately 11.3% of median household income. The rent burden (GRAPI) stands at 13.0%.

Rent vs. Own

The median rent in Wheeler County is $525/month, while owner costs run $578/month. Renting saves approximately $53/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $21,000/year. For owner costs at the 28% rule, the required income is roughly $24,771/year. With a median household income of $55,893, most households can comfortably afford rent here. Notably, 13.0% of renter households in Wheeler County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Wheeler County sits 10% less expensive than Hooker County ($581/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Wheeler County

$

Rent Burden

11.3%

of gross income

Max Housing (28% Rule)

$1,304

per month

Owner Cost Burden

12.4%

of gross income

You can likely afford the median home in Wheeler County

Median home value is $135,900. Estimated monthly cost: $1,085 vs. your max of $1,304.

Rent Affordability Guide

Your rent-to-income ratio11.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,893Needed: $21,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,893Needed: $24,771
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,893Needed: $31,628

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Wheeler County, Nebraska?
Wheeler County, Nebraska has a median monthly rent of $525/mo and a median home value of $135,900. The affordability rating is Unaffordable, with rent making up approximately 13.0% of median household income.
What is the median rent in Wheeler County?
The median gross rent in Wheeler County is $525/mo. This is 33% below state average for Nebraska.
Is Wheeler County affordable?
Wheeler County is rated Unaffordable based on rent-to-income ratio of 13.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Wheeler County's rent compare to the state average?
Wheeler County's median rent of $525/mo is 33% below state average of $783/mo for Nebraska.
What is the median home value in Wheeler County?
The median home value in Wheeler County, Nebraska is $135,900. This is 52% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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