Cost of Living in Clinch County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Clinch County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Clinch County ranks #1,638 of 3,144 counties for affordability (bottom 48%)
Data Story
About Cost of Living in Clinch County, Georgia
Clinch County rent: the lowest of all
Clinch County's 10.9% rent-to-income ratio is among America's most affordable, less than half the U.S. average of roughly 21%. At just $505 monthly rent on a $55,549 median household income, residents here enjoy extraordinary housing relief.
Georgia's second-most affordable rental market
Clinch County's 10.9% rent-to-income ratio nearly ties Clay County (14.2%) as Georgia's most affordable, vastly below the state average of 18.6%. Median rent of $505 ranks lowest in this eight-county comparison, delivering unmatched renter value in rural southeast Georgia.
Clinch vs. peers: extreme affordability
At $505 monthly, Clinch rents undercut all regional peers—even beating Clay's $578—while earning more than Clay residents. The $86,300 median home value ranks among the region's most affordable, creating genuine purchase opportunities for modest-income buyers.
Housing costs: barely a budget line
Renters spend just 10.9% of income on rent, an exceptional benchmark that leaves over 89% for savings, food, and other needs. Homeowners dedicate 14.3% to ownership, so both renting and buying remain within reach for working families.
Clinch County: Georgia's hidden gem.
If housing affordability is your top priority, Clinch County offers the state's rarest combination: lowest rents and strong purchasing power. Rural south Georgia demands acceptance of isolation, but residents who can work remotely find unmatched financial freedom here.
Cost of Living Advisory: Clinch County
Affordability Verdict
Clinch County offers affordable rental housing at a median of $505/month — about 10.9% of the typical household income here.
Rent vs. Own
At $505/month rent versus $663/month in owner costs, renting is roughly $158/month cheaper — a 24% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $20,200/year. For owner costs at the 28% rule, the required income is roughly $28,414/year. With a median household income of $55,549, most households can comfortably afford rent here. Notably, 20.0% of renter households in Clinch County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Clay County where rent averages $578/month, Clinch County is approximately 13% less expensive.
Affordability Calculator
See how your income compares to housing costs in Clinch County
Rent Burden
10.9%
of gross income
Max Housing (28% Rule)
$1,296
per month
Owner Cost Burden
14.3%
of gross income
You can likely afford the median home in Clinch County
Median home value is $86,300. Estimated monthly cost: $689 vs. your max of $1,296.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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