Cost of Living in Clinch County, Georgia

$505/mo
Median Monthly Rent
$86,300
Median Home Value

At a Glance

Median Monthly Rent
$505/mo
46% below state average
Median Home Value
$86,300
69% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Clinch County Compares

Median monthly rent comparison

Clinch County$505/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$505/mo
Median Gross Rent
$86,300
Median Home Value
$663/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Clinch County ranks #1,638 of 3,144 counties for affordability (bottom 48%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Clinch County, Georgia

Clinch County rent: the lowest of all

Clinch County's 10.9% rent-to-income ratio is among America's most affordable, less than half the U.S. average of roughly 21%. At just $505 monthly rent on a $55,549 median household income, residents here enjoy extraordinary housing relief.

Georgia's second-most affordable rental market

Clinch County's 10.9% rent-to-income ratio nearly ties Clay County (14.2%) as Georgia's most affordable, vastly below the state average of 18.6%. Median rent of $505 ranks lowest in this eight-county comparison, delivering unmatched renter value in rural southeast Georgia.

Clinch vs. peers: extreme affordability

At $505 monthly, Clinch rents undercut all regional peers—even beating Clay's $578—while earning more than Clay residents. The $86,300 median home value ranks among the region's most affordable, creating genuine purchase opportunities for modest-income buyers.

Housing costs: barely a budget line

Renters spend just 10.9% of income on rent, an exceptional benchmark that leaves over 89% for savings, food, and other needs. Homeowners dedicate 14.3% to ownership, so both renting and buying remain within reach for working families.

Clinch County: Georgia's hidden gem.

If housing affordability is your top priority, Clinch County offers the state's rarest combination: lowest rents and strong purchasing power. Rural south Georgia demands acceptance of isolation, but residents who can work remotely find unmatched financial freedom here.

Cost of Living Advisory: Clinch County

Affordability Verdict

Clinch County offers affordable rental housing at a median of $505/month — about 10.9% of the typical household income here.

Rent vs. Own

At $505/month rent versus $663/month in owner costs, renting is roughly $158/month cheaper — a 24% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $20,200/year. For owner costs at the 28% rule, the required income is roughly $28,414/year. With a median household income of $55,549, most households can comfortably afford rent here. Notably, 20.0% of renter households in Clinch County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Clay County where rent averages $578/month, Clinch County is approximately 13% less expensive.

Affordability Calculator

See how your income compares to housing costs in Clinch County

$

Rent Burden

10.9%

of gross income

Max Housing (28% Rule)

$1,296

per month

Owner Cost Burden

14.3%

of gross income

You can likely afford the median home in Clinch County

Median home value is $86,300. Estimated monthly cost: $689 vs. your max of $1,296.

Rent Affordability Guide

Your rent-to-income ratio10.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,549Needed: $20,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,549Needed: $28,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,549Needed: $20,084

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Clinch County, Georgia?
Clinch County, Georgia has a median monthly rent of $505/mo and a median home value of $86,300. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Clinch County?
The median gross rent in Clinch County is $505/mo. This is 46% below state average for Georgia.
Is Clinch County affordable?
Clinch County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Clinch County's rent compare to the state average?
Clinch County's median rent of $505/mo is 46% below state average of $927/mo for Georgia.
What is the median home value in Clinch County?
The median home value in Clinch County, Georgia is $86,300. This is 69% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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