Cost of Living in Harrison County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Harrison County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Harrison County ranks #1,573 of 3,144 counties for affordability (top 50%)
Data Story
About Cost of Living in Harrison County, Missouri
Harrison rents eat 15% of income
Harrison County's rent-to-income ratio of 15.0% sits just below the national norm, meaning renters here spend a manageable slice of earnings on housing. That's better than the typical American renter, who dedicates roughly 30% of income to rent—a key measure of affordability experts track.
Better than Missouri average
At 15.0%, Harrison County's rent burden slightly beats Missouri's state average of 15.6%, positioning it among the more affordable counties statewide. Median rents here are also lower at $666 monthly versus the state median of $768.
Competitive with surrounding counties
Harrison's $666 rent and $107,400 median home value offer solid value compared to nearby regions with similar economic profiles. Adjacent counties like Holt ($702 rent, $122,300 homes) and Howell ($722 rent, $161,000 homes) show Harrison holds its own on affordability.
Monthly housing costs breakdown
Renters pay $666 monthly while owners face $685 monthly, both feeding into a median household income of $53,364. That means renters dedicate about $8,000 yearly to housing, while owners invest slightly more in building equity.
Consider Harrison for balance
If you're hunting for a county where housing won't dominate your budget, Harrison delivers below-state-average rents and home values without sacrificing community stability. Your income stretches further here than in pricier Missouri counties, leaving room for other priorities.
Cost of Living Advisory: Harrison County
Affordability Verdict
Harrison County is affordable for renters, with a median gross rent of $666/month representing approximately 15.0% of median household income. The rent burden (GRAPI) stands at 30.0%.
Rent vs. Own
The median rent in Harrison County is $666/month, while owner costs run $685/month. Renting saves approximately $19/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,640/year. For owner costs at the 28% rule, the required income is roughly $29,357/year. With a median household income of $53,364, most households can comfortably afford rent here. Notably, 30.0% of renter households in Harrison County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Harrison County sits 8% more expensive than Dent County ($615/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Harrison County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,245
per month
Owner Cost Burden
15.4%
of gross income
You can likely afford the median home in Harrison County
Median home value is $107,400. Estimated monthly cost: $857 vs. your max of $1,245.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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