Cost of Living in McCormick County, South Carolina

$666/mo
Median Monthly Rent
$159,000
Median Home Value

At a Glance

Median Monthly Rent
$666/mo
30% below state average
Median Home Value
$159,000
44% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How McCormick County Compares

Median monthly rent comparison

McCormick County$666/mo
South Carolina Average$945/mo
National Median$1,163/mo

Detailed Housing Stats

$666/mo
Median Gross Rent
$159,000
Median Home Value
$601/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

McCormick County ranks #641 of 3,144 counties for affordability (top 20%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in McCormick County, South Carolina

McCormick punches above its weight

McCormick County's rent-to-income ratio of 14.4% is among the best in South Carolina, falling well below both the state average of 20.1% and the national norm. Median household income of $55,344 is respectable for rural South Carolina, and $666/month rent creates genuine affordability relief.

McCormick leads affordability rankings

McCormick ranks among South Carolina's most affordable counties with a 14.4% rent-to-income ratio, bolstered by solid median income and modest rents. The county's $159,000 median home value is accessible for homebuyers earning $55,344.

McCormick outpaces Pee Dee peers

While Marion ($34,501) and Marlboro ($36,293) struggle with thin incomes, McCormick households earn $55,344, creating a $19,000+ advantage in absolute income. Rents across all three counties are comparable ($663–$686), but McCormick's income cushion makes housing genuinely affordable.

Homeownership advantage clear

McCormick renters pay $666/month while homeowners spend $601/month on a median home worth $159,000. With income of $55,344, housing consumes just 14.4% of rent-paying households' income—the healthiest ratio among peer counties.

McCormick: rural affordability winner

If you're seeking true affordability in South Carolina's interior, McCormick delivers: low rents, reasonable home values, and income levels that make housing genuinely accessible. The county's proximity to larger employment hubs makes it an ideal base for remote or commuting workers.

Cost of Living Advisory: McCormick County

Affordability Verdict

Housing in McCormick County is affordable. The median rent is $666/month against a median household income of $55,344, putting rent at 14.4% of income.

Rent vs. Own

At $666/month rent versus $601/month in owner costs, owning is roughly $65/month cheaper — a 10% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,640/year. For owner costs at the 28% rule, the required income is roughly $25,757/year. With a median household income of $55,344, most households can comfortably afford rent here. Notably, 25.0% of renter households in McCormick County are cost-burdened, spending more than 30% of income on housing.

Regional Context

McCormick County sits 9% less expensive than Clarendon County ($728/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in McCormick County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,291

per month

Owner Cost Burden

13.0%

of gross income

You can likely afford the median home in McCormick County

Median home value is $159,000. Estimated monthly cost: $1,269 vs. your max of $1,291.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,344Needed: $26,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,344Needed: $25,757
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,344Needed: $37,004

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in McCormick County, South Carolina?
McCormick County, South Carolina has a median monthly rent of $666/mo and a median home value of $159,000. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in McCormick County?
The median gross rent in McCormick County is $666/mo. This is 30% below state average for South Carolina.
Is McCormick County affordable?
McCormick County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does McCormick County's rent compare to the state average?
McCormick County's median rent of $666/mo is 30% below state average of $945/mo for South Carolina.
What is the median home value in McCormick County?
The median home value in McCormick County, South Carolina is $159,000. This is 44% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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