Cost of Living in Reynolds County, Missouri

$627/mo
Median Monthly Rent
$119,900
Median Home Value
18% below state averageUnaffordable

At a Glance

Median Monthly Rent
$627/mo
18% below state average
Median Home Value
$119,900
57% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Reynolds County Compares

Median monthly rent comparison

Reynolds County$627/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$627/mo
Median Gross Rent
$119,900
Median Home Value
$490/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Reynolds County, Missouri

Reynolds County renters stretch their budgets

Reynolds County's rent-to-income ratio of 17.0% tops the national trend, meaning renters here dedicate a higher share of income to housing than typical Americans. At $627 monthly rent against a median household income of $44,357, affordable units exist, but income constraints make housing feel tight.

Reynolds County faces above-average pressure

With a 17.0% rent-to-income ratio, Reynolds County exceeds Missouri's state average of 15.6%, placing it in the less affordable tier of Missouri counties. The county's lower median income of $44,357—well below the state and national medians—amplifies housing cost burdens.

Reynolds rents are competitive but incomes lag

Reynolds County's $627 rent is among the state's lowest, undercutting the Missouri median of $768, but the county's median income of $44,357 is substantially lower than neighboring areas. This income gap makes housing less affordable relative to surrounding counties despite cheap rents.

Housing dominates household budgets here

Reynolds County renters allocate 17% of their $44,357 income to rent—over $7,500 annually—leaving limited funds for utilities, food, and emergency savings. Home ownership appears more accessible, with median costs of $490 monthly and home values around $119,900, though incomes remain the limiting factor.

Reynolds County offers cheapest rents, tightest budgets

Reynolds County appeals to those prioritizing minimal rent at $627 monthly, but prospective residents should recognize the income reality: median household income of $44,357 means housing absorbs a larger slice of finances than in wealthier counties. Consider this option if remote work or portable income can supplement local opportunities.

Affordability Calculator

See how your income compares to housing costs in Reynolds County

$

Rent Burden

17.0%

of gross income

Max Housing (28% Rule)

$1,035

per month

Owner Cost Burden

13.3%

of gross income

You can likely afford the median home in Reynolds County

Median home value is $119,900. Estimated monthly cost: $957 vs. your max of $1,035.

Rent Affordability Guide

Your rent-to-income ratio17.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Reynolds County, Missouri?
Reynolds County, Missouri has a median monthly rent of $627/mo and a median home value of $119,900. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Reynolds County?
The median gross rent in Reynolds County is $627/mo. This is 18% below state average for Missouri.
Is Reynolds County affordable?
Reynolds County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Reynolds County's rent compare to the state average?
Reynolds County's median rent of $627/mo is 18% below state average of $768/mo for Missouri.
What is the median home value in Reynolds County?
The median home value in Reynolds County, Missouri is $119,900. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.