Cost of Living in Reynolds County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Reynolds County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Reynolds County ranks #202 of 3,144 counties for affordability (top 6%)
Data Story
About Cost of Living in Reynolds County, Missouri
Reynolds County renters stretch their budgets
Reynolds County's rent-to-income ratio of 17.0% tops the national trend, meaning renters here dedicate a higher share of income to housing than typical Americans. At $627 monthly rent against a median household income of $44,357, affordable units exist, but income constraints make housing feel tight.
Reynolds County faces above-average pressure
With a 17.0% rent-to-income ratio, Reynolds County exceeds Missouri's state average of 15.6%, placing it in the less affordable tier of Missouri counties. The county's lower median income of $44,357—well below the state and national medians—amplifies housing cost burdens.
Reynolds rents are competitive but incomes lag
Reynolds County's $627 rent is among the state's lowest, undercutting the Missouri median of $768, but the county's median income of $44,357 is substantially lower than neighboring areas. This income gap makes housing less affordable relative to surrounding counties despite cheap rents.
Housing dominates household budgets here
Reynolds County renters allocate 17% of their $44,357 income to rent—over $7,500 annually—leaving limited funds for utilities, food, and emergency savings. Home ownership appears more accessible, with median costs of $490 monthly and home values around $119,900, though incomes remain the limiting factor.
Reynolds County offers cheapest rents, tightest budgets
Reynolds County appeals to those prioritizing minimal rent at $627 monthly, but prospective residents should recognize the income reality: median household income of $44,357 means housing absorbs a larger slice of finances than in wealthier counties. Consider this option if remote work or portable income can supplement local opportunities.
Cost of Living Advisory: Reynolds County
Affordability Verdict
Reynolds County offers affordable rental housing at a median of $627/month — about 17.0% of the typical household income here.
Rent vs. Own
At $627/month rent versus $490/month in owner costs, owning is roughly $137/month cheaper — a 22% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,080/year. For owner costs at the 28% rule, the required income is roughly $21,000/year. With a median household income of $44,357, most households can comfortably afford rent here. Notably, 21.0% of renter households in Reynolds County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Reynolds County sits 8% less expensive than Grundy County ($679/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Reynolds County
Rent Burden
17.0%
of gross income
Max Housing (28% Rule)
$1,035
per month
Owner Cost Burden
13.3%
of gross income
You can likely afford the median home in Reynolds County
Median home value is $119,900. Estimated monthly cost: $957 vs. your max of $1,035.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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