Cost of Living in Douglas County, Missouri

$687/mo
Median Monthly Rent
$164,400
Median Home Value

At a Glance

Median Monthly Rent
$687/mo
11% below state average
Median Home Value
$164,400
42% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Douglas County Compares

Median monthly rent comparison

Douglas County$687/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$687/mo
Median Gross Rent
$164,400
Median Home Value
$573/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Douglas County ranks #520 of 3,144 counties for affordability (top 17%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Douglas County, Missouri

Douglas Renters Stretch Paychecks Thin

Douglas County's rent-to-income ratio of 16.5% exceeds the national baseline, signaling tighter affordability for renters earning a modest median household income of $49,828—one of the state's lowest. At $687/month for rent, Douglas households spend a larger portion of income on housing than the typical American.

Douglas Ranks Below Average Statewide

With a 16.5% rent-to-income ratio, Douglas County exceeds Missouri's state average of 15.6%, placing it among less affordable counties in the region. The median rent of $687 runs $81 higher than the state average despite the county's below-average income of $49,828.

Douglas Faces Rent Pressures vs. Similar Areas

Douglas County's $687 median rent ranks among the highest in its region—$72 more than Dent ($615) and $55 more than Gasconade ($671)—while household incomes lag. The combination pushes Douglas renters toward the affordability ceiling compared to nearby Dunklin County's 16.0% ratio.

Ownership More Accessible Than Renting Here

Douglas renters allocate 16.5% of their $49,828 annual income to rent, but homeowners fare better at only 13.8% for monthly owner costs ($573). This gap suggests that purchasing a median-valued home ($164,400) may offer better affordability than renting in Douglas.

Buy if You Can; Rent Budget Runs Tight

Douglas County suits buyers more than renters: homeownership costs ($573/month) are genuinely affordable, but rents ($687) strain the modest local income of $49,828. If relocating to Douglas, prioritize home purchase over renting to maximize your housing affordability.

Cost of Living Advisory: Douglas County

Affordability Verdict

Housing in Douglas County is affordable. The median rent is $687/month against a median household income of $49,828, putting rent at 16.5% of income.

Rent vs. Own

The median rent in Douglas County is $687/month, while owner costs run $573/month. Owning saves approximately $114/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,480/year. For owner costs at the 28% rule, the required income is roughly $24,557/year. With a median household income of $49,828, most households can comfortably afford rent here. Notably, 24.0% of renter households in Douglas County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Henry County where rent averages $740/month, Douglas County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Douglas County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,163

per month

Owner Cost Burden

13.8%

of gross income

The median home in Douglas County may be a stretch

Median home value is $164,400. Estimated monthly cost: $1,312 vs. your max of $1,163.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,828Needed: $27,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,828Needed: $24,557
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,828Needed: $38,260

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Douglas County, Missouri?
Douglas County, Missouri has a median monthly rent of $687/mo and a median home value of $164,400. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Douglas County?
The median gross rent in Douglas County is $687/mo. This is 11% below state average for Missouri.
Is Douglas County affordable?
Douglas County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Douglas County's rent compare to the state average?
Douglas County's median rent of $687/mo is 11% below state average of $768/mo for Missouri.
What is the median home value in Douglas County?
The median home value in Douglas County, Missouri is $164,400. This is 42% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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