Cost of Living in Bear Lake County, Idaho

$687/mo
Median Monthly Rent
$234,200
Median Home Value
25% below state averageUnaffordable

At a Glance

Median Monthly Rent
$687/mo
25% below state average
Median Home Value
$234,200
17% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bear Lake County Compares

Median monthly rent comparison

Bear Lake County$687/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$687/mo
Median Gross Rent
$234,200
Median Home Value
$787/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bear Lake County, Idaho

Bear Lake shines as affordability leader

Bear Lake County's rent-to-income ratio of just 12.3% ranks among America's most affordable markets, with renters dedicating a modest $687 monthly to housing. Though median household income of $67,304 falls below the national median of $74,755, the county's exceptionally low rents create outsized affordability.

Idaho's most affordable rental market

Bear Lake County's 12.3% rent-to-income ratio crushes Idaho's state average of 16.8%, offering renters remarkable savings compared to peers statewide. At $687 monthly, median rent runs $232 below the state median of $919—the lowest in the state by this data.

Bear Lake undercuts all neighboring counties

Bear Lake County's median rent of $687 significantly undercuts Bannock County ($879), Bingham County ($845), and Benewah County ($853). This rural county's median home value of $234,200 also ranks among the state's lowest, making homeownership accessible.

Housing consumes just 12% of household income

Bear Lake County residents spend $687 monthly on rent and $787 on ownership costs, both remarkably low relative to the $67,304 median household income. This leaves ample room for savings, healthcare, and other essentials—a rare luxury in today's housing market.

Bear Lake: affordability's ultimate destination

If housing affordability is your paramount concern, Bear Lake County offers unmatched value in Idaho and competitive pricing nationally. Weigh the tradeoff: ultra-low costs come with rural isolation and limited job diversity, but the financial relief is substantial.

Affordability Calculator

See how your income compares to housing costs in Bear Lake County

$

Rent Burden

12.2%

of gross income

Max Housing (28% Rule)

$1,570

per month

Owner Cost Burden

14.0%

of gross income

The median home in Bear Lake County may be a stretch

Median home value is $234,200. Estimated monthly cost: $1,870 vs. your max of $1,570.

Rent Affordability Guide

Your rent-to-income ratio12.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bear Lake County, Idaho?
Bear Lake County, Idaho has a median monthly rent of $687/mo and a median home value of $234,200. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Bear Lake County?
The median gross rent in Bear Lake County is $687/mo. This is 25% below state average for Idaho.
Is Bear Lake County affordable?
Bear Lake County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bear Lake County's rent compare to the state average?
Bear Lake County's median rent of $687/mo is 25% below state average of $919/mo for Idaho.
What is the median home value in Bear Lake County?
The median home value in Bear Lake County, Idaho is $234,200. This is 17% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.