Cost of Living in Cooper County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cooper County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cooper County, Missouri
Rents modest, income slightly lower
Cooper County renters spend 13.6% of their income on housing, comfortably below the national average and Missouri's state average of 15.6%. With median rent at $763 and household income at $67,548—somewhat below the national median of $74,755—the county balances lower costs with lower incomes effectively.
Top tier for affordability
Cooper County's 13.6% rent-to-income ratio places it among Missouri's most affordable counties, beating the state average by 2 percentage points. The median rent of $763 sits just under the state's $768 average, making this a consistently accessible housing market.
Competitive with regional peers
Cooper County's median rent of $763 and 13.6% ratio compete favorably against nearby Cole County ($804 rent, 13.2% ratio) and DeKalb County ($796, 13.8% ratio). While Cole edges slightly ahead on affordability, Cooper remains firmly in the region's top tier for accessible housing.
Housing claims 13.6% of earnings
Households in Cooper County earn a median of $67,548 annually and allocate roughly $763 monthly to rent or $843 for ownership costs, representing 13.6% of gross income. This ratio leaves families adequate resources for savings and other expenses.
Affordable living in rural Missouri
Cooper County offers an appealing combination of low housing costs and a below-average cost of living, making it an excellent choice for budget-conscious families and retirees. The 13.6% rent-to-income ratio ensures your housing expenses won't dominate your household budget.
Affordability Calculator
See how your income compares to housing costs in Cooper County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,576
per month
Owner Cost Burden
15.0%
of gross income
You can likely afford the median home in Cooper County
Median home value is $197,100. Estimated monthly cost: $1,574 vs. your max of $1,576.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.