Cost of Living in McIntosh County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How McIntosh County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
McIntosh County ranks #2,416 of 3,144 counties for affordability (bottom 23%)
Data Story
About Cost of Living in McIntosh County, Oklahoma
McIntosh renters stretch budgets
McIntosh County residents spend 19.8% of their household income on rent, exceeding the national median of roughly 28% of income going to housing costs overall. The county's median household income of $46,203 trails the national average of $74,755 by nearly $29,000, making housing costs bite harder on local wallets.
Above average strain in Oklahoma
McIntosh's 19.8% rent-to-income ratio sits above Oklahoma's state average of 17.0%, ranking the county among less affordable areas statewide. With median rent at $763 per month—below the state average of $814—the affordability gap reflects lower local incomes rather than cheaper housing.
Comparable to nearby counties
McIntosh's rent costs align closely with neighboring Okfuskee County ($689/month) and Noble County ($758/month), though McIntosh residents earn notably less income. Among peer counties in the region, McIntosh faces affordability challenges similar to Muskogee County (19.0% rent-to-income ratio) and Okmulgee County (18.3%).
Housing costs eat 20% of income
The typical McIntosh renter pays $763 monthly against a median household income of $46,203, consuming one-fifth of annual earnings before other expenses. Homeowners fare slightly better, with median monthly costs of $575 on a median home value of $135,800, leaving more breathing room for families pursuing ownership.
Consider McIntosh for affordable roots
If you're weighing relocation, McIntosh offers lower housing costs than Oklahoma's urban centers while maintaining affordability challenges typical of rural Oklahoma. Compare the county's $763 median rent and $135,800 median home value against your current market—McIntosh may offer relief if you're leaving higher-cost regions.
Cost of Living Advisory: McIntosh County
Affordability Verdict
For renters in McIntosh County, the market is affordable. Expect to pay around $763/month in gross rent, with 30.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in McIntosh County is $763/month, while owner costs run $575/month. Owning saves approximately $188/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,520/year. For owner costs at the 28% rule, the required income is roughly $24,643/year. With a median household income of $46,203, most households can comfortably afford rent here. Notably, 30.0% of renter households in McIntosh County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, McIntosh County is more affordable than Atoka County by roughly 8% ($763/mo vs $708/mo).
Affordability Calculator
See how your income compares to housing costs in McIntosh County
Rent Burden
19.8%
of gross income
Max Housing (28% Rule)
$1,078
per month
Owner Cost Burden
14.9%
of gross income
The median home in McIntosh County may be a stretch
Median home value is $135,800. Estimated monthly cost: $1,084 vs. your max of $1,078.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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Counties with Similar Housing Costs
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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