Cost of Living in Fillmore County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fillmore County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fillmore County ranks #262 of 3,144 counties for affordability (top 8%)
Data Story
About Cost of Living in Fillmore County, Minnesota
Fillmore County's rents rank among Minnesota's best
At 12.2%, Fillmore County's rent-to-income ratio ranks among the nation's most affordable, with renters benefiting from a $75,225 median income and just $763 monthly rent. This combination places Fillmore in the sustainable affordability tier across both state and national comparisons.
Fillmore leads Minnesota in rental affordability
Fillmore County boasts the lowest rent-to-income ratio among all surveyed Minnesota counties at 12.2%, well below the state average of 14.5%. Its $763 median rent and $75,225 income create genuine affordability that would be difficult to find elsewhere in Minnesota.
Southeast Minnesota's affordability gem
Fillmore's 12.2% rent-to-income ratio significantly undercuts nearby Freeborn (14.6%) and Faribault (15.6%), even with comparable $763 rents to their $837. A median income of $75,225 gives Fillmore the edge, making it the region's most balanced housing market.
Housing barely stretches above 12%
Renters allocate $763 monthly while homeowners commit $1,049 on a $75,225 median income, consuming just 12.2% and 16.7% respectively. This favorable split means renters here enjoy exceptional breathing room, while owners still maintain reasonable housing-cost burdens.
Fillmore is Minnesota's rental affordability winner
Relocate to Fillmore County for the lowest rent-to-income ratio in Minnesota—just 12.2% for rents of $763 on a stable $75,225 income. You'll spend less on housing here than virtually anywhere else in the state while maintaining a strong community foundation.
Cost of Living Advisory: Fillmore County
Affordability Verdict
For renters in Fillmore County, the market is affordable. Expect to pay around $763/month in gross rent, with 25.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Fillmore County is $763/month, while owner costs run $1,049/month. Renting saves approximately $286/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,520/year. For owner costs at the 28% rule, the required income is roughly $44,957/year. With a median household income of $75,225, most households can comfortably afford rent here. Notably, 25.0% of renter households in Fillmore County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Minnesota, Fillmore County is less affordable than Waseca County by roughly 7% ($763/mo vs $819/mo).
Affordability Calculator
See how your income compares to housing costs in Fillmore County
Rent Burden
12.2%
of gross income
Max Housing (28% Rule)
$1,755
per month
Owner Cost Burden
16.7%
of gross income
You can likely afford the median home in Fillmore County
Median home value is $204,000. Estimated monthly cost: $1,629 vs. your max of $1,755.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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