Cost of Living in Camden County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Camden County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Camden County ranks #1,748 of 3,144 counties for affordability (bottom 44%)
Data Story
About Cost of Living in Camden County, Missouri
Camden's affordable rents, pricey homes
Camden County's 16.0% rent-to-income ratio slightly exceeds Missouri's 15.6% average, despite moderate rent at $838 monthly. However, median home values of $270,700—the highest in this group—signal strong property appreciation and potential wealth-building for owners.
Mid-range affordability, top-tier homes
Camden County ranks fourth in this group with a 16.0% rent-to-income ratio, but stands out for median home values of $270,700, far exceeding all neighbors. This split reflects both a desirable rental market and appreciated housing stock.
Pricier homes, steady rents
Camden County's $838 rent falls between Caldwell ($628) and Boone ($1,060), but its $270,700 median home value significantly exceeds all regional peers—including Boone at $254,100. This home-value advantage appeals to aspiring owners seeking appreciation.
Rental comfort, ownership investment
Camden County households earn $62,927 annually, spending $838 monthly on rent (16.0%) or $918 for ownership on homes worth $270,700. Owners face higher monthly costs but build equity in the region's most valuable properties.
Camden for homeowners and appreciators
If you're relocating to Camden County as a homeowner, you're investing in the highest-value properties in this region at $270,700 median—excellent for long-term appreciation. Renters should note the 16.0% burden is slightly above state average, though homes offer strong equity potential.
Cost of Living Advisory: Camden County
Affordability Verdict
Housing in Camden County is affordable. The median rent is $838/month against a median household income of $62,927, putting rent at 16.0% of income.
Rent vs. Own
At $838/month rent versus $918/month in owner costs, renting is roughly $80/month cheaper — a 9% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,520/year. For owner costs at the 28% rule, the required income is roughly $39,343/year. With a median household income of $62,927, most households can comfortably afford rent here. Notably, 26.0% of renter households in Camden County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Camden County sits 6% less expensive than Buchanan County ($889/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Camden County
Rent Burden
16.0%
of gross income
Max Housing (28% Rule)
$1,468
per month
Owner Cost Burden
17.5%
of gross income
The median home in Camden County may be a stretch
Median home value is $270,700. Estimated monthly cost: $2,161 vs. your max of $1,468.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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