Cost of Living in Lipscomb County, Texas

$807/mo
Median Monthly Rent
$128,400
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$807/mo
16% below state average
Median Home Value
$128,400
54% below national
Rent-to-Income Ratio
16.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lipscomb County Compares

Median monthly rent comparison

Lipscomb County$807/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$807/mo
Median Gross Rent
$128,400
Median Home Value
$795/mo
Monthly Owner Cost
16.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lipscomb County, Texas

Lipscomb leads the region on affordability

Lipscomb County renters spend just 13.6% of household income on rent, substantially beating the national average and standing among the most affordable U.S. counties. At $807/month with a median household income of $71,442, housing costs sit remarkably low relative to earnings.

Texas's affordability champion in this group

Lipscomb's 13.6% rent-to-income ratio crushes the Texas state average of 18.1%, making it one of the state's most renter-friendly counties. Rents run $156 below the state median, and residents enjoy significantly higher median income, creating a rare affordability sweet spot.

Unmatched value across the region

Lipscomb's 13.6% rent-to-income ratio outpaces Liberty (19.2%), Limestone (17.2%), and Lubbock (21.5%), delivering the region's tightest housing-cost squeeze. At $807/month rent and $795/month for owners, Lipscomb offers twin bargains few rural Texas counties match.

Rent and mortgages run nearly equal

Lipscomb renters pay $807/month while homeowners with median home value of $128,400 pay $795/month—nearly identical despite home values being among the region's lowest. This affordability extends across housing types, leaving residents more income for savings, healthcare, and education.

Lipscomb is the region's affordability pick

If maximum housing affordability matters most, Lipscomb County is your best bet—housing consumes the smallest slice of income in this entire cluster. Plan your move here if you value both cost savings and above-average local earnings.

Affordability Calculator

See how your income compares to housing costs in Lipscomb County

$

Rent Burden

13.6%

of gross income

Max Housing (28% Rule)

$1,667

per month

Owner Cost Burden

13.4%

of gross income

You can likely afford the median home in Lipscomb County

Median home value is $128,400. Estimated monthly cost: $1,025 vs. your max of $1,667.

Rent Affordability Guide

Your rent-to-income ratio13.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lipscomb County, Texas?
Lipscomb County, Texas has a median monthly rent of $807/mo and a median home value of $128,400. The affordability rating is Unaffordable, with rent making up approximately 16.0% of median household income.
What is the median rent in Lipscomb County?
The median gross rent in Lipscomb County is $807/mo. This is 16% below state average for Texas.
Is Lipscomb County affordable?
Lipscomb County is rated Unaffordable based on rent-to-income ratio of 16.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lipscomb County's rent compare to the state average?
Lipscomb County's median rent of $807/mo is 16% below state average of $963/mo for Texas.
What is the median home value in Lipscomb County?
The median home value in Lipscomb County, Texas is $128,400. This is 54% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.