Cost of Living in Buffalo County, Wisconsin

$822/mo
Median Monthly Rent
$197,600
Median Home Value

At a Glance

Median Monthly Rent
$822/mo
8% below state average
Median Home Value
$197,600
30% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Buffalo County Compares

Median monthly rent comparison

Buffalo County$822/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$822/mo
Median Gross Rent
$197,600
Median Home Value
$1,058/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Buffalo County ranks #559 of 3,144 counties for affordability (top 18%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Buffalo County, Wisconsin

Buffalo County rents remain affordable

Buffalo County's 14.3% rent-to-income ratio sits below Wisconsin's state average of 14.9% and comfortably within affordability guidelines. The county's $68,722 median household income, while below the national median of $74,755, combines with $822 monthly rents to create solid rental value.

Below-average rent burden statewide

Buffalo County ranks favorably in Wisconsin with a 14.3% rent-to-income ratio, better than the state average of 14.9%. Its median household income of $68,722 places it in the upper tier of this comparison group, offering residents relative purchasing power.

Balanced costs between rural and urban

Buffalo County's $822 monthly rent falls between Burnett ($758) and Barron ($859), with a 14.3% rent-to-income ratio that beats most neighbors. Home values of $197,600 are moderate for the region, slightly below Barron but above the northern counties.

Housing takes 14% of household income

Buffalo County renters earning $68,722 annually spend $822/month on rent—just 14.3% of gross income, leaving room for savings and other expenses. Homeowners face $1,058/month payments on $197,600 median-valued properties, a solid middle ground for the region.

Solid value in Wisconsin's bluff country

Buffalo County offers below-average rent burden and respectable median income, appealing to households seeking rural character without sacrificing affordability. If you're comparing Wisconsin counties, Buffalo's balanced profile—reasonable rents, decent wages, and moderate home values—deserves serious evaluation.

Cost of Living Advisory: Buffalo County

Affordability Verdict

Housing in Buffalo County is affordable. The median rent is $822/month against a median household income of $68,722, putting rent at 14.4% of income.

Rent vs. Own

The median rent in Buffalo County is $822/month, while owner costs run $1,058/month. Renting saves approximately $236/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,880/year. For owner costs at the 28% rule, the required income is roughly $45,343/year. With a median household income of $68,722, most households can comfortably afford rent here. Notably, 24.0% of renter households in Buffalo County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Wisconsin, Buffalo County is more affordable than Lincoln County by roughly 7% ($822/mo vs $768/mo).

Affordability Calculator

See how your income compares to housing costs in Buffalo County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,604

per month

Owner Cost Burden

18.5%

of gross income

You can likely afford the median home in Buffalo County

Median home value is $197,600. Estimated monthly cost: $1,578 vs. your max of $1,604.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,722Needed: $32,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,722Needed: $45,343
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $68,722Needed: $45,987

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Buffalo County, Wisconsin?
Buffalo County, Wisconsin has a median monthly rent of $822/mo and a median home value of $197,600. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Buffalo County?
The median gross rent in Buffalo County is $822/mo. This is 8% below state average for Wisconsin.
Is Buffalo County affordable?
Buffalo County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Buffalo County's rent compare to the state average?
Buffalo County's median rent of $822/mo is 8% below state average of $891/mo for Wisconsin.
What is the median home value in Buffalo County?
The median home value in Buffalo County, Wisconsin is $197,600. This is 30% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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