Cost of Living in Callaway County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Callaway County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Callaway County ranks #1,845 of 3,142 counties for affordability (bottom 41%)
Sourced county brief
Median Gross Rent in Callaway County Reaches $887 Per Month
Median gross rent in Callaway County is $887 per month, which is $104 above the Missouri unweighted county mean of $783. The official median gross rent as a percentage of household income (GRAPI) is 24.5%, according to ACS table B25071. This official GRAPI is 1.4 percentage points lower than the Missouri unweighted county mean of 25.9%. For households renting their homes, the median renter-household income was recorded at $44,888. In the owner-occupied housing sector, the median home value is $201,600, which is $25,888 above the Missouri unweighted county mean of $175,712. Median selected monthly owner costs for all owner-occupied units were estimated at $939, compared to the unweighted county mean for the state of $803. These figures are based on the American Community Survey 5-Year Estimates for 2020-2024. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Callaway County
Affordability Verdict
ACS B25071 estimates median gross rent at 24.5% of renter household income in Callaway County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $887 per month; median selected monthly owner costs are $939. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Missouri unweighted mean of county median rents is $783 per month. Callaway County's $887 median is 13.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Callaway County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,731
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Callaway County
Median home value is $201,600. Estimated monthly cost: $1,609 vs. your max of $1,731.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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