Cost of Living in Pontotoc County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pontotoc County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pontotoc County ranks #1,069 of 3,142 counties for affordability (top 34%)
Sourced county brief
Pontotoc County Official GRAPI Estimated at 30.2 Percent
The official median gross rent as a percentage of household income (GRAPI) in Pontotoc County is 30.2% (ACS B25071). This figure is 0.7 percentage points higher than the Mississippi unweighted county mean of 29.5%. Median gross rent in the county was $864, which is $59 above the state unweighted county mean of $805. Among homeowners, median selected monthly owner costs were estimated at $664, which is $12 below the state unweighted county mean of $676. The median home value in the county was $157,100, which is above the state unweighted county mean of $135,817. Renter-household median income was recorded at $36,789. This data represents a five-year snapshot from the U.S. Census Bureau American Community Survey. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pontotoc County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.2% of renter household income in Pontotoc County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $864 per month; median selected monthly owner costs are $664. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Mississippi unweighted mean of county median rents is $805 per month. Pontotoc County's $864 median is 7.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pontotoc County
Rent Burden
20.1%
of gross income
Max Housing (28% Rule)
$1,201
per month
Owner Cost Burden
15.5%
of gross income
The median home in Pontotoc County may be a stretch
Median home value is $157,100. Estimated monthly cost: $1,254 vs. your max of $1,201.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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