Cost of Living in Person County, North Carolina

$796/mo
Median Monthly Rent
$192,800
Median Home Value

At a Glance

Median Monthly Rent
$796/mo
15% below state average
Median Home Value
$192,800
32% below national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Person County Compares

Median monthly rent comparison

Person County$796/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$796/mo
Median Gross Rent
$192,800
Median Home Value
$961/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Person County ranks #2,135 of 3,144 counties for affordability (bottom 32%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Person County, North Carolina

Person County beats national affordability

Person County's rent-to-income ratio of 14.7% sits well below the national sweet spot of roughly 28%, meaning renters here spend significantly less of their paychecks on housing than the typical American. With a median household income of $64,927—slightly below the national median of $74,755—residents still manage strong housing affordability through modest rental costs of just $796 per month.

Best rental affordability in North Carolina

Person County ranks among North Carolina's most affordable places to rent, with a rent-to-income ratio of 14.7% compared to the state average of 18.6%. This advantage stems partly from lower-than-average rents ($796 vs. the state median of $938) paired with incomes that approach state norms.

Cheaper rents than surrounding counties

Person County's $796 monthly rent undercuts nearby Pitt County ($971) and Rockingham County ($789) by a meaningful margin. Renters here pay nearly $140 less per month than those in Pitt County, making Person a standout option for budget-conscious households in the region.

Where Person County incomes go

Person County residents allocate roughly 14.7% of their $64,927 median income to rent, leaving substantial room in household budgets. Homeowners pay $961 monthly, translating to about 17.8% of income—a reasonable burden that reflects the county's median home value of $192,800.

Consider Person for affordability

If housing costs are your primary concern, Person County delivers North Carolina's most affordable rental market without sacrificing income levels. Compare its $796 rents and 14.7% rent-to-income ratio against higher-cost neighbors to see why this county attracts cost-conscious relocators.

Cost of Living Advisory: Person County

Affordability Verdict

Person County offers affordable rental housing at a median of $796/month — about 14.7% of the typical household income here.

Rent vs. Own

Renters in Person County pay $796/month on average, compared to $961/month for homeowners. This market favors renters by about 17%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,840/year. For owner costs at the 28% rule, the required income is roughly $41,186/year. With a median household income of $64,927, most households can comfortably afford rent here. Notably, 32.0% of renter households in Person County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Alexander County where rent averages $745/month, Person County is approximately 7% more expensive.

Affordability Calculator

See how your income compares to housing costs in Person County

$

Rent Burden

14.7%

of gross income

Max Housing (28% Rule)

$1,515

per month

Owner Cost Burden

17.8%

of gross income

The median home in Person County may be a stretch

Median home value is $192,800. Estimated monthly cost: $1,539 vs. your max of $1,515.

Rent Affordability Guide

Your rent-to-income ratio14.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,927Needed: $31,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,927Needed: $41,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,927Needed: $44,870

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Person County, North Carolina?
Person County, North Carolina has a median monthly rent of $796/mo and a median home value of $192,800. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Person County?
The median gross rent in Person County is $796/mo. This is 15% below state average for North Carolina.
Is Person County affordable?
Person County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Person County's rent compare to the state average?
Person County's median rent of $796/mo is 15% below state average of $938/mo for North Carolina.
What is the median home value in Person County?
The median home value in Person County, North Carolina is $192,800. This is 32% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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