Cost of Living in Morgan County, Alabama
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Morgan County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Morgan County, Alabama
Morgan County achieves rare affordability balance
Morgan County's 15.4% rent-to-income ratio is the lowest in this survey and well below both national and state averages of roughly 18%, offering genuine housing affordability. With median household income of $64,858—closer to the national median than most Alabama peers—Morgan residents enjoy breathing room in their budgets.
Morgan leads Alabama in housing affordability
Morgan's 15.4% rent-to-income ratio ranks best statewide, roughly 3.4 percentage points better than Alabama's 18% average, and monthly rent of $835 matches the state average closely. This combination makes Morgan an outlier in affordable Alabama housing.
Balanced costs across region
Morgan's $835 median rent falls between affordable rural counties and pricier urban centers, reflecting its hybrid identity as a suburban-industrial zone anchored by Decatur. Compared to rural Perry ($610) and urban Mobile ($1,021), Morgan strikes a practical middle ground.
Housing remains manageable in Morgan County
Morgan renters allocate just 15.4% of their $64,858 annual income—approximately $9,975 yearly—to rent, leaving substantial room for other expenses. Homeowners benefit similarly, paying $822 monthly on homes valued at $193,000, supporting genuine wealth-building opportunities.
Morgan offers rare affordability-opportunity blend
Morgan County combines reasonable housing costs with proximity to Huntsville's growing tech economy and aerospace industry, making it ideal for families seeking affordability without job-market sacrifice. Relocators will find breathing room in budgets while accessing regional employment networks.
Affordability Calculator
See how your income compares to housing costs in Morgan County
Rent Burden
15.4%
of gross income
Max Housing (28% Rule)
$1,513
per month
Owner Cost Burden
15.2%
of gross income
The median home in Morgan County may be a stretch
Median home value is $193,000. Estimated monthly cost: $1,541 vs. your max of $1,513.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.