CostBy County

Cost of Living in Panola County, Mississippi

$874/mo
Median Monthly Rent
$127,800
Median Home Value

At a Glance

Median Monthly Rent
$874/mo
9% above state average
Median Home Value
$127,800
62% below national
Census GRAPI
30.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Panola County Compares

Median monthly rent comparison

Panola County$874/mo
Mississippi Average$805/mo
National Median$1,413/mo

Detailed Housing Stats

$874/mo
Median Gross Rent
$127,800
Median Home Value
$622/mo
Monthly Owner Cost
30.6%
Census GRAPI

National Ranking

Affordability Rank

Panola County ranks #989 of 3,142 counties for affordability (top 31%)

Most AffordableLeast Affordable

Sourced county brief

Median Gross Rent in Panola County Reaches 874 Dollars Monthly

Median gross rent in Panola County is $874 per month according to ACS 5-year estimates. This amount is $69 above the Mississippi unweighted county mean of $805. The official median gross rent as a percentage of household income (GRAPI) is 30.6%, which differs from the state unweighted county mean by 1.1 percentage points. This official B25071 figure describes the median relationship between rent and income among renter-occupied units. The median renter-household income for the county was estimated at $30,971. Regarding the ownership market, the median home value in Panola County is $127,800, which is below the Mississippi unweighted county mean of $135,817. For owner-occupied units, the median selected monthly owner cost is $622. This figure is $54 lower than the state's unweighted county mean of $676. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Panola County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.6% of renter household income in Panola County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $874 per month; median selected monthly owner costs are $622. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Mississippi unweighted mean of county median rents is $805 per month. Panola County's $874 median is 8.6% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Panola County

$

Rent Burden

22.8%

of gross income

Max Housing (28% Rule)

$1,072

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Panola County

Median home value is $127,800. Estimated monthly cost: $1,020 vs. your max of $1,072.

Rent Affordability Guide

Your entered rent as a share of entered income22.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,945Needed: $34,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,945Needed: $26,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $45,945Needed: $29,743

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Panola County, Mississippi?
Panola County, Mississippi has a median monthly rent of $874/mo and a median home value of $127,800. The affordability rating is Stretched, with median gross rent equal to approximately 30.6% of renter household income.
What is the median rent in Panola County?
The median gross rent in Panola County is $874/mo. This is 9% above state average for Mississippi.
Is Panola County affordable?
Panola County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.6%. Median gross rent is 30–50% of renter household income.
How does Panola County's rent compare to the state average?
Panola County's median rent of $874/mo is 9% above state average of $805/mo for Mississippi.
What is the median home value in Panola County?
The median home value in Panola County, Mississippi is $127,800. This is 62% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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