Cost of Living in Bingham County, Idaho

$845/mo
Median Monthly Rent
$258,000
Median Home Value

At a Glance

Median Monthly Rent
$845/mo
8% below state average
Median Home Value
$258,000
8% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bingham County Compares

Median monthly rent comparison

Bingham County$845/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$845/mo
Median Gross Rent
$258,000
Median Home Value
$934/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bingham County ranks #1,732 of 3,144 counties for affordability (bottom 45%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bingham County, Idaho

Bingham balances income and affordability well

Bingham County's rent-to-income ratio of 13.2% beats the national standard, with renters spending just $845 monthly on a median household income of $76,842. This county's slightly above-national income combined with below-average rents creates genuine housing affordability.

Bingham ranks among Idaho's most affordable

Bingham County's 13.2% rent-to-income ratio sits well below Idaho's state average of 16.8%, positioning it as one of the state's most affordable markets. At $845 monthly, median rent undercuts the state median of $919 while household incomes exceed the state typical.

Bingham offers good value in central Idaho

Bingham County's median rent of $845 competes favorably with neighboring Bannock County ($879) and Benewah County ($853), while incomes rank among the region's strongest. Home values of $258,000 provide accessible pathways to ownership.

Renters and owners enjoy genuine affordability

Bingham County renters spend $845 monthly while homeowners pay $934, both modest on a median income of $76,842 that exceeds the national average. Housing consumes just 13.2% of income, allowing households to invest in savings and long-term security.

Bingham: underrated affordability with real income

If you're seeking balanced housing costs and solid earning potential, Bingham County delivers both—above-average income paired with below-average housing burden. This makes it an appealing destination for those wanting affordability without sacrificing economic opportunity.

Cost of Living Advisory: Bingham County

Affordability Verdict

For renters in Bingham County, the market is affordable. Expect to pay around $845/month in gross rent, with 26.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Bingham County pay $845/month on average, compared to $934/month for homeowners. This market favors renters by about 10%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,800/year. For owner costs at the 28% rule, the required income is roughly $40,029/year. With a median household income of $76,842, most households can comfortably afford rent here. Notably, 26.0% of renter households in Bingham County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Latah County where rent averages $905/month, Bingham County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Bingham County

$

Rent Burden

13.2%

of gross income

Max Housing (28% Rule)

$1,793

per month

Owner Cost Burden

14.6%

of gross income

The median home in Bingham County may be a stretch

Median home value is $258,000. Estimated monthly cost: $2,060 vs. your max of $1,793.

Rent Affordability Guide

Your rent-to-income ratio13.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,842Needed: $33,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,842Needed: $40,029
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,842Needed: $60,044

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bingham County, Idaho?
Bingham County, Idaho has a median monthly rent of $845/mo and a median home value of $258,000. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Bingham County?
The median gross rent in Bingham County is $845/mo. This is 8% below state average for Idaho.
Is Bingham County affordable?
Bingham County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bingham County's rent compare to the state average?
Bingham County's median rent of $845/mo is 8% below state average of $919/mo for Idaho.
What is the median home value in Bingham County?
The median home value in Bingham County, Idaho is $258,000. This is 8% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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