Cost of Living in Neshoba County, Mississippi

$759/mo
Median Monthly Rent
$96,600
Median Home Value

At a Glance

Median Monthly Rent
$759/mo
3% below state average
Median Home Value
$96,600
66% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Neshoba County Compares

Median monthly rent comparison

Neshoba County$759/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$759/mo
Median Gross Rent
$96,600
Median Home Value
$518/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Neshoba County ranks #2,378 of 3,144 counties for affordability (bottom 24%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Neshoba County, Mississippi

Neshoba renters well below national burden

Neshoba County's rent-to-income ratio of 17.2% is significantly better than the national average, meaning housing absorbs a smaller portion of household budgets here. With a median income of $53,087—still 29% below the U.S. median—residents benefit from rents that scale proportionally lower.

Among Mississippi's most affordable counties

At 17.2%, Neshoba's rent-to-income ratio ranks among the best in Mississippi, beating the state average of 19.6% by a meaningful margin. The county's median rent of $759 sits just slightly below the state median of $782, but stronger local incomes make it more sustainable.

Moderately priced in the east-central cluster

Neshoba's $759 rent falls in the middle of neighboring counties: Montgomery offers cheaper housing at $682, while Newton and Oktibbeha are comparable or higher. Among this regional peer group, Neshoba balances affordability with access to services typical of its size.

Neshoba's housing math works well

Households here earn $53,087 annually and pay $759 in median rent—just 17.2% of income—leaving ample room for other necessities. Homeowners pay even less, with a median monthly owner cost of $518, making Neshoba attractive for both renters and buyers.

Neshoba balances affordability and income

If you're comparing Mississippi counties, Neshoba offers better income-to-rent ratios than most: its 17.2% burden beats the state average of 19.6% while maintaining comparable rental prices. For families seeking stability, Neshoba's stronger median income ($53,087) paired with reasonable rents creates a sustainable housing landscape.

Cost of Living Advisory: Neshoba County

Affordability Verdict

For renters in Neshoba County, the market is affordable. Expect to pay around $759/month in gross rent, with 29.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Neshoba County pay $759/month on average, compared to $518/month for homeowners. This market favors buyers by about 32%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,360/year. For owner costs at the 28% rule, the required income is roughly $22,200/year. With a median household income of $53,087, most households can comfortably afford rent here. Notably, 29.0% of renter households in Neshoba County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Jones County where rent averages $810/month, Neshoba County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Neshoba County

$

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,239

per month

Owner Cost Burden

11.7%

of gross income

You can likely afford the median home in Neshoba County

Median home value is $96,600. Estimated monthly cost: $771 vs. your max of $1,239.

Rent Affordability Guide

Your rent-to-income ratio17.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,087Needed: $30,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,087Needed: $22,200
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,087Needed: $22,481

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Neshoba County, Mississippi?
Neshoba County, Mississippi has a median monthly rent of $759/mo and a median home value of $96,600. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Neshoba County?
The median gross rent in Neshoba County is $759/mo. This is 3% below state average for Mississippi.
Is Neshoba County affordable?
Neshoba County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Neshoba County's rent compare to the state average?
Neshoba County's median rent of $759/mo is 3% below state average of $782/mo for Mississippi.
What is the median home value in Neshoba County?
The median home value in Neshoba County, Mississippi is $96,600. This is 66% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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