Cost of Living in Jones County, Iowa

$759/mo
Median Monthly Rent
$183,400
Median Home Value
7% below state averageUnaffordable

At a Glance

Median Monthly Rent
$759/mo
7% below state average
Median Home Value
$183,400
35% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jones County Compares

Median monthly rent comparison

Jones County$759/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$759/mo
Median Gross Rent
$183,400
Median Home Value
$983/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jones County, Iowa

Jones County delivers genuine affordability

Jones County's rent-to-income ratio of 12.5% ranks among the nation's most affordable, well below the 30% affordability threshold and lower than nearly all U.S. counties. With median household income at $73,071—nearly matching the national average of $74,755—renters enjoy strong purchasing power and manageable monthly housing costs.

Jones leads Iowa's affordability rankings

At 12.5%, Jones County's rent-to-income ratio beats Iowa's 14.1% state average by 1.6 percentage points, making it among the state's most affordable counties. The $759 median monthly rent is the lowest in the region, and the combination of lower rents and above-average income creates an exceptional affordability profile.

Jones is the region's affordability champion

Jones County's $759 rent and 12.5% ratio significantly outperform all nearby competitors: Jackson ($800, 13.4%), Jasper ($822, 14.1%), and Johnson ($1,104, 17.7%). For families and renters prioritizing housing affordability in Iowa, Jones offers the clearest advantage in this eight-county comparison.

Jones keeps housing costs manageable

Renters allocate just $759 monthly (12.5% of $73,071 income), leaving substantial resources for savings, healthcare, and other essentials. Homeowners spend $983 monthly, maintaining the county's reputation for balanced ownership costs relative to median home value of $183,400.

Jones County is a relocation sweet spot

If affordability drives your move to Iowa, Jones County delivers the best combination of low rents and strong incomes in this region. Compare it against Jackson (similar vibe, slightly higher costs) and nearby Kossuth County (also affordable, but with lower household incomes) to ensure the fit matches your employment and lifestyle needs.

Affordability Calculator

See how your income compares to housing costs in Jones County

$

Rent Burden

12.5%

of gross income

Max Housing (28% Rule)

$1,705

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Jones County

Median home value is $183,400. Estimated monthly cost: $1,464 vs. your max of $1,705.

Rent Affordability Guide

Your rent-to-income ratio12.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jones County, Iowa?
Jones County, Iowa has a median monthly rent of $759/mo and a median home value of $183,400. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Jones County?
The median gross rent in Jones County is $759/mo. This is 7% below state average for Iowa.
Is Jones County affordable?
Jones County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jones County's rent compare to the state average?
Jones County's median rent of $759/mo is 7% below state average of $812/mo for Iowa.
What is the median home value in Jones County?
The median home value in Jones County, Iowa is $183,400. This is 35% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Jones County, Iowa? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Jones County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.