Cost of Living in Benton County, Mississippi

$729/mo
Median Monthly Rent
$109,300
Median Home Value

At a Glance

Median Monthly Rent
$729/mo
7% below state average
Median Home Value
$109,300
61% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Benton County Compares

Median monthly rent comparison

Benton County$729/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$729/mo
Median Gross Rent
$109,300
Median Home Value
$550/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Benton County ranks #843 of 3,144 counties for affordability (top 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Benton County, Mississippi

Benton rents slightly above state average

Benton County's 20.8% rent-to-income ratio exceeds Mississippi's 19.6% average, though it remains far below the national renter burden of 28-30%. With median income of $42,139, Benton residents face moderate housing pressure relative to incomes.

Slightly less affordable than Mississippi average

At 20.8%, Benton County's rent-to-income ratio ranks slightly above the statewide average, placing it in the less-affordable tier. This reflects lower median income ($42,139) relative to rent costs, a pattern more common in rural southern counties.

Benton compared to nearby counties

Benton's $729 rent and 20.8% burden fall between Adams ($720 rent, 21.5% burden) and Attala ($774 rent, 19.3% burden), with income lower than both neighbors. Benton renters face pressure similar to Adams but with slightly higher rent.

Benton's monthly housing budget

Renters pay $729 monthly while homeowners average $550, against median household income of $42,139—roughly $3,512 monthly. This leaves renters about $276 after rent and homeowners $295, tighter margins than higher-income neighbors.

Considering Benton County?

Benton offers moderate rents ($729) and ownership costs ($550) with median home values of $109,300, though income levels here rank lower than Alcorn or Attala. If affordability is primary, compare Benton's numbers against Amite's lower rents or Carroll's stronger incomes to find your best match.

Cost of Living Advisory: Benton County

Affordability Verdict

For renters in Benton County, the market is affordable. Expect to pay around $729/month in gross rent, with 22.0% of renter households considered cost-burdened.

Rent vs. Own

At $729/month rent versus $550/month in owner costs, owning is roughly $179/month cheaper — a 25% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,160/year. For owner costs at the 28% rule, the required income is roughly $23,571/year. With a median household income of $42,139, most households can comfortably afford rent here. Notably, 22.0% of renter households in Benton County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Calhoun County where rent averages $674/month, Benton County is approximately 8% more expensive.

Affordability Calculator

See how your income compares to housing costs in Benton County

$

Rent Burden

20.8%

of gross income

Max Housing (28% Rule)

$983

per month

Owner Cost Burden

15.7%

of gross income

You can likely afford the median home in Benton County

Median home value is $109,300. Estimated monthly cost: $873 vs. your max of $983.

Rent Affordability Guide

Your rent-to-income ratio20.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,139Needed: $29,160
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,139Needed: $23,571
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $42,139Needed: $25,437

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Benton County, Mississippi?
Benton County, Mississippi has a median monthly rent of $729/mo and a median home value of $109,300. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Benton County?
The median gross rent in Benton County is $729/mo. This is 7% below state average for Mississippi.
Is Benton County affordable?
Benton County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Benton County's rent compare to the state average?
Benton County's median rent of $729/mo is 7% below state average of $782/mo for Mississippi.
What is the median home value in Benton County?
The median home value in Benton County, Mississippi is $109,300. This is 61% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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