Cost of Living in Jefferson County, Georgia

$723/mo
Median Monthly Rent
$93,100
Median Home Value
22% below state averageUnaffordable

At a Glance

Median Monthly Rent
$723/mo
22% below state average
Median Home Value
$93,100
67% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$723/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$723/mo
Median Gross Rent
$93,100
Median Home Value
$667/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Georgia

Jefferson's rents match the nation's squeeze

Renters in Jefferson County spend 18.6% of their income on housing, matching the national median ratio—but they earn $46,561 annually, nearly $28,000 less than the U.S. median of $74,755. That income gap makes even "average" affordability feel tight for local households.

Dead center in Georgia's housing spectrum

Jefferson County's 18.6% rent-to-income ratio ties exactly with Georgia's state average, placing it squarely in the middle of the state's 159 counties. With median rent at $723, it undercuts the state average of $927 by $204 monthly.

More affordable than nearby Laurens County

Jefferson's $723 median rent runs $46 cheaper than neighboring Laurens County ($769) and significantly below Johnson County ($661 is lower, but Johnson has higher income). Homeownership in Jefferson averages $667 monthly, one of the state's most accessible owner costs.

Buying beats renting for budget-conscious residents

At $723 monthly, rental costs consume 18.6% of Jefferson's median $46,561 income, while homeownership at $667 takes just 17.2%—a rare case where mortgages outpace rent affordability. The median home value of $93,100 puts ownership within reach for many local families.

Consider Jefferson for affordable homeownership

If you're relocating on a modest budget, Jefferson County's sub-$100,000 median home value and low ownership costs rival the South's most accessible housing markets. Compare this county's $667 monthly mortgage to rental markets where $723 is standard—and you'll see why locals are choosing to buy.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

$

Rent Burden

18.6%

of gross income

Max Housing (28% Rule)

$1,086

per month

Owner Cost Burden

17.2%

of gross income

You can likely afford the median home in Jefferson County

Median home value is $93,100. Estimated monthly cost: $743 vs. your max of $1,086.

Rent Affordability Guide

Your rent-to-income ratio18.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Georgia?
Jefferson County, Georgia has a median monthly rent of $723/mo and a median home value of $93,100. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Jefferson County?
The median gross rent in Jefferson County is $723/mo. This is 22% below state average for Georgia.
Is Jefferson County affordable?
Jefferson County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jefferson County's rent compare to the state average?
Jefferson County's median rent of $723/mo is 22% below state average of $927/mo for Georgia.
What is the median home value in Jefferson County?
The median home value in Jefferson County, Georgia is $93,100. This is 67% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.